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What is a Visa Credit Card?

A Visa credit card gives you secure, worldwide access to credit for everyday purchases. Visa is a global payment network, so cards are accepted at millions of locations around the world. Depending on the Visa card, you may be able to earn rewards points, travel points or cash back on your purchases. With flexible credit limits, competitive interest rates and built-in purchase protection, Visa credit cards offer convenience and peace of mind.

Compare RBC Visa Credit Cards

Enjoy more with Visa credit cards that offer travel rewards, cash back, low interest and everyday points.

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RBC Avion Visa Infinite
AWARD WINNING

RBC Avion Visa Infinite

Annual Fee
$120
Our Best Offer Yet
Get up to 70,000 Avion points1 - a travel value of up to $1,500! Apply by July 15, 2026.
For those who want unparalleled travel flexibility with our most popular Avion travel credit card
Earn 1 Avion point on everyday purchases2Legal Disclaimer, plus 25% more on eligible travel related purchases12Legal Disclaimer
Book travel on any airline, any flight, at any time
Get extensive insurance like emergency medical8Legal Disclaimer and trip cancellation9Legal Disclaimer
Earn 1 Avion point on everyday purchases2Legal Disclaimer, plus 25% more on eligible travel related purchases12Legal Disclaimer
Book travel on any airline, any flight, at any time
Get extensive insurance like emergency medical8Legal Disclaimer and trip cancellation9Legal Disclaimer
Additional Card
$50
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC Avion Visa Infinite
RBC ION+ Visa

RBC ION+ Visa

Annual Fee
$48
Offer Available
Get 14,000 Avion points upon approval^ - that’s $100 of value in gift cards!
Ideal for those who want to earn even more Avion points on everyday purchases like groceries, dining, gas, and more.
Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Get mobile device insurance, purchase security and extended warranty coverage4
Students or anyone 24 and younger receive an annual fee rebate.9
Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Get mobile device insurance, purchase security and extended warranty coverage4
Students or anyone 24 and younger receive an annual fee rebate.9
Additional Card
$0
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC ION+ Visa
RBC Visa Classic Low Rate Option

RBC Visa Classic Low Rate Option

Annual Fee
$20
Offer Available
Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year*. Apply by September 30, 2026.
For those who want to pay less interest and pay down balances faster.
Get a low, fixed annual interest rate of 12.99% on purchases and cash advances including balance transfers
Shop with confidence with purchase security and extended warranty insurance coverage**
Enjoy exclusive benefits and partner deals including instant fuel savings of 3¢/L2 when using a linked card at Petro-Canada
Get a low, fixed annual interest rate of 12.99% on purchases and cash advances including balance transfers
Shop with confidence with purchase security and extended warranty insurance coverage**
Enjoy exclusive benefits and partner deals including instant fuel savings of 3¢/L2 when using a linked card at Petro-Canada
RBC ION Visa

RBC ION Visa

Annual Fee
$0
Offer Available
Get 7,000 Avion points upon approval^ - that’s $50 of value in gift cards!
Ideal for those who want to earn Avion points on everyday essentials with no annual fee.
Earn 1.5X Avion points for every $1 spent on groceries, gas, streaming services and more.1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Get purchase security and extended warranty coverage3
Earn 1.5X Avion points for every $1 spent on groceries, gas, streaming services and more.1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Get purchase security and extended warranty coverage3
Additional Card
$0
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC ION Visa
RBC Avion Visa Infinite Privilege
AWARD WINNING

RBC Avion Visa Infinite Privilege

Annual Fee
$399
Our Best Offer Yet
Get up to 100,000 Avion points1Legal Disclaimer + 6 airport lounge passes**Legal Disclaimer - a value of up to $2,375!Legal Disclaimer Apply by July 15, 2026.
For those who want to start travelling in style with luxury travel perks
Earn 1.25 Avion points on everyday purchases2Legal Disclaimer
Book travel on any airline, any flight, at any time
Six global airport lounge visits per year ($375 value)24Legal Disclaimer
Get premium insurance like trip cancellation12Legal Disclaimer, emergency medical13Legal Disclaimer, and lost baggage12Legal Disclaimer
Earn 1.25 Avion points on everyday purchases2Legal Disclaimer
Book travel on any airline, any flight, at any time
Six global airport lounge visits per year ($375 value)24Legal Disclaimer
Get premium insurance like trip cancellation12Legal Disclaimer, emergency medical13Legal Disclaimer, and lost baggage12Legal Disclaimer
RBC Avion Visa Platinum

RBC Avion Visa Platinum

Annual Fee
$120
Our Best Offer Yet
Get up to 70,000 Avion points1 - a travel value of up to $1,500! Apply by July 15, 2026.
For those who want to start travelling, no minimum income required to apply
Earn 1 Avion point on everyday purchases2
Book travel on any airline, any flight, at any time
Get travel insurance coverage like trip cancellation9
Earn 1 Avion point on everyday purchases2
Book travel on any airline, any flight, at any time
Get travel insurance coverage like trip cancellation9
Additional Card
$50
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC Avion Visa Platinum
More Rewards RBC Visa

More Rewards RBC Visa

Annual Fee
$0
Special Offer
Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!1
Ideal for those who want to earn More Rewards points2 on groceries, gift cards, experiences, travel, and more.
Earn 5 More Rewards points for every $1 spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
Earn 5 More Rewards points for every $1 you spend on gas, EV charging, and dining.4
Earn 3 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
Get mobile device insurance, purchase security and extended warranty coverage7
Earn 5 More Rewards points for every $1 spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
Earn 5 More Rewards points for every $1 you spend on gas, EV charging, and dining.4
Earn 3 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
Get mobile device insurance, purchase security and extended warranty coverage7
Additional Card
$0
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now More Rewards RBC Visa
moi RBC Visa

moi RBC Visa

Annual Fee
$0
OFFER AVAILABLE
Get up to 5,000 bonus Moi points1 – that’s a value of $40. Apply by January 20, 2027.
Ideal for those who want to earn Moi points on groceries, dining, gas and more.
Earn 2X Moi points for every $1 spent on participating groceries, beauty, restaurants, dining, gas and EV charging2, 3
Earn 1X Moi point for every $1 spent on all other purchases4
Get mobile device insurance, purchase security and extended warranty coverage8
Earn 2X Moi points for every $1 spent on participating groceries, beauty, restaurants, dining, gas and EV charging2, 3
Earn 1X Moi point for every $1 spent on all other purchases4
Get mobile device insurance, purchase security and extended warranty coverage8
Additional Card
$0
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now moi RBC Visa
More Rewards RBC Visa Infinite

More Rewards RBC Visa Infinite

Annual Fee
$0
Special Offer
Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!1
Earn 8 More Rewards points for every $1 at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, and more.3
Earn 8 More Rewards points for every $1 you spend on gas, EV charging, and dining.4
Earn 4 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
Get mobile device insurance, purchase security and extended warranty coverage7
Earn 8 More Rewards points for every $1 you spend on gas, EV charging, and dining.4
Earn 4 More Rewards points for every $1 you spend on every other purchase you make everywhere you shop.5
Get mobile device insurance, purchase security and extended warranty coverage7
RBC British Airways Visa Infinite

RBC British Airways Visa Infinite

Annual Fee
$165
OFFER AVAILABLE
Get up to 60,000 Avios1Legal Disclaimer
For The British Airways flier who wants travel benefits and insurance
Earn 3 Avios on British Airways purchases, 2 Avios on dining, and 1 Avios on all other qualifying purchases2Legal Disclaimer
Get a companion voucher3Legal Disclaimer
Get extensive travel insurance like emergency medical7Legal Disclaimer and flight delay8Legal Disclaimer
Earn 3 Avios on British Airways purchases, 2 Avios on dining, and 1 Avios on all other qualifying purchases2Legal Disclaimer
Get a companion voucher3Legal Disclaimer
Get extensive travel insurance like emergency medical7Legal Disclaimer and flight delay8Legal Disclaimer
RBC Visa Platinum

RBC Visa Platinum

Annual Fee
$0
Ideal for those who want a no annual fee card with insurance benefits
Enjoy no annual fee, and free additional card(s)10.
Get more peace of mind with insurance coverage for your car rental3, travel accident4 and purchase security and extended warranty on eligible purchases5.
Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall and DoorDash.
Enjoy no annual fee, and free additional card(s)10.
Get more peace of mind with insurance coverage for your car rental3, travel accident4 and purchase security and extended warranty on eligible purchases5.
Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall and DoorDash.
Additional Card
$0
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC Visa Platinum
RBC RateAdvantage Visa

RBC RateAdvantage Visa

Annual Fee
$0
Lower Interest Rate, Higher Savings.
Low variable interest rate
No annual fee
Purchase Security and Extended Warranty insurance4
No annual fee
Purchase Security and Extended Warranty insurance4
Additional Card
$0
Purchase Rate
Prime + 4.99% - 8.99%
Cash Advance Rate
Prime + 4.99% - 8.99%
Apply Now RBC RateAdvantage Visa
RBC U.S. Dollar Visa Gold

RBC U.S. Dollar Visa Gold

Annual Fee
$65 USD
Save on foreign exchange fees while still earning Avion points
Make your transactions in U.S. funds and avoid daily currency fluctuations
Earn 1 Avion point for every U.S. dollar you spend1
Extensive insurance coverage including trip cancellation and 24/7 travel assistance
Earn 1 Avion point for every U.S. dollar you spend1
Extensive insurance coverage including trip cancellation and 24/7 travel assistance
Additional Card
$30 USD
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC U.S. Dollar Visa Gold

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Discover What Visa Infinite Offers

For Visa Infinite cardholders, every moment feels elevated. Access world-class benefits that bring more convenience, comfort and enjoyment to your travels and everyday life.

Explore Further

Enjoy exclusive benefits that make travel smoother, including preferred access at premium hotels, partner savings, and travel perks.

Savour Experiences

Discover dining and wine experiences, from curated events to exclusive tastings and special offers.

Stay Connected

Enjoy data offers in more than 175 countries, so you can keep connected and travel with confidence.

Simplify Every Moment

Plan trips, book tables, or find the perfect gift with ease. Visa Infinite’s 24/7 concierge service is always ready to help.

View Visa Infinite

Exclusive Offers Available for all Visa Credit Cards

Our partner rewards offer great savings and perks from well-known brands.

Petro canada logo

Link your cards and instantly save 3¢/L on fuel and earn 20% more Petro-Points1.

Learn More

Rexall logo

Link your cards to earn 50 Be Well points on every $1 spent on eligible purchases at Rexall2.

Learn More

Doordash logo

Enjoy a complimentary DashPass3 subscription for up to 12 months4.

Learn More

How to Apply for a Visa Credit Card

Find the Perfect Fit

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Once you find the right card, apply in five simple steps and get a result in less than a minute.

Top Visa Credit Card Questions

The main differences are in the rewards programs they’re connected to and the premium benefits available through each network. RBC Visa Infinite credit cards feature its own mix of travel, lifestyle and protection features. So your experience depends on the card type and reward program you choose.

A Visa Debit card is not a credit card. It’s linked directly to your bank account, so purchases are paid from your own funds rather than borrowed credit. You can use it anywhere Visa is accepted, both online and in stores. Unlike a credit card, it doesn’t build credit history or charge interest since you’re spending your own money.

A prepaid Visa card is preloaded with a set amount of money and can be used for purchases anywhere Visa is accepted, just like a credit card. However, it’s not linked to a credit account and doesn’t involve borrowing or interest charges. Once the balance is used up, you’ll need to reload the card to continue using it.

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