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What is a Mastercard Credit Card?

A Mastercard credit card offers a flexible, secure way to make everyday purchases and cover major expenses. You can earn rewards points or get cash back. Many cards also include travel insurance, extended warranty protection and exclusive Mastercard benefits, giving you a convenient, globally accepted way to shop.

Compare RBC's Mastercard Credit Cards

Earn more your way with Mastercard credit cards that offer travel rewards or cash back on everyday spending.

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WestJet RBC World Elite Mastercard
AWARD WINNING

WestJet RBC World Elite Mastercard

Annual Fee
$139
OFFER AVAILABLE
Get up to 45,000 WestJet points1 Legal Disclaimer, that's a value of up to $450 off travel.
For the WestJet flier who wants access to more rewards and benefits
Earn 2 WestJet points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2 Legal Disclaimer.
Earn 2 WestJet points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare3 Legal Disclaimer.
Earn 1.5 WestJet points for every dollar you spend on all other everyday purchases2 Legal Disclaimer.
Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, charges and other ATC)5 Legal Disclaimer, with flexible exchange options.
Enjoy a free first checked bag for yourself and up to eight guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard4 Legal Disclaimer
Earn 2 WestJet points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2 Legal Disclaimer.
Earn 2 WestJet points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare3 Legal Disclaimer.
Earn 1.5 WestJet points for every dollar you spend on all other everyday purchases2 Legal Disclaimer.
Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, charges and other ATC)5 Legal Disclaimer, with flexible exchange options.
Enjoy a free first checked bag for yourself and up to eight guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard4 Legal Disclaimer
RBC Cash Back Mastercard

RBC Cash Back Mastercard

Annual Fee
$0
Get Unlimited Cash Back on Your Purchases2 with our no annual fee Cash Back credit card
For those who want to earn unlimited cash back2 on all purchases1 with no annual fee.
Earn up to 2% cash back on grocery store purchases1
Earn up to 1% cash back on all other qualifying purchases1
Get instant fuel savings of 3¢/L when using a linked card at Petro-Canada3
Enjoy a 3-month complimentary DashPass subscription plus $0 delivery fees10
Earn up to 2% cash back on grocery store purchases1
Earn up to 1% cash back on all other qualifying purchases1
Get instant fuel savings of 3¢/L when using a linked card at Petro-Canada3
Enjoy a 3-month complimentary DashPass subscription plus $0 delivery fees10
Additional Card
$0
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now RBC Cash Back Mastercard
RBC Cash Back Preferred World Elite Mastercard

RBC Cash Back Preferred World Elite Mastercard

Annual Fee
$99
Get Unlimited Cash Back on Your Purchases3 with our premium Cash Back credit card
For those who want to earn more unlimited cash back3 on all purchases1 with premium card benefits.
Earn 1.5% cash back on all qualifying purchases1
Earn cash back everywhere Mastercard is accepted1, including your favourite online and wholesale retailers
Get instant fuel savings of 3¢/L when using a linked card at Petro-Canada4
Enjoy a 12-month complimentary DashPass subscription plus $0 delivery fees13
Get access to 1,300+ airport lounges worldwide with Mastercard Travel Pass provided by Dragon Pass2
Earn 1.5% cash back on all qualifying purchases1
Earn cash back everywhere Mastercard is accepted1, including your favourite online and wholesale retailers
Get instant fuel savings of 3¢/L when using a linked card at Petro-Canada4
Enjoy a 12-month complimentary DashPass subscription plus $0 delivery fees13
Get access to 1,300+ airport lounges worldwide with Mastercard Travel Pass provided by Dragon Pass2
WestJet RBC Mastercard

WestJet RBC Mastercard

Annual Fee
$39
OFFER AVAILABLE
Get up to 10,000 WestJet points1 Legal Disclaimer, that's a value of up to $100 off travel.
For the WestJet flier who wants added perks, no minimum income required to apply
Earn 1.5 WestJet points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2 Legal Disclaimer
Earn 1.5 WestJet points for every dollar you spend on restaurants, food delivery, digital subscriptions, streaming services and digital games3 Legal Disclaimer
Earn 1 WestJet point for every dollar you spend on everyday purchases2 Legal Disclaimer
Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, charges and other ATC)5 Legal Disclaimer, with flexible exchange options.
Earn 1.5 WestJet points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2 Legal Disclaimer
Earn 1.5 WestJet points for every dollar you spend on restaurants, food delivery, digital subscriptions, streaming services and digital games3 Legal Disclaimer
Earn 1 WestJet point for every dollar you spend on everyday purchases2 Legal Disclaimer
Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, charges and other ATC)5 Legal Disclaimer, with flexible exchange options.
Additional Card
$19
Purchase Rate
20.99%
Cash Advance Rate
22.99%*
Apply Now WestJet RBC Mastercard

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Explore What Mastercard World Elite Offers 

Experience a world designed around you as a Mastercard World Elite cardholder.

Get More On Demand

Unlock exclusive benefits and curated offers from a growing collection of on-demand apps and subscription services designed to bring greater ease, enjoyment, and convenience to everyday life.

Earn as You Explore

Receive cash back on shopping, dining, and travel experiences around the world with Mastercard Travel Rewards when you use your RBC World Elite Mastercard while travelling abroad.

Begin Every Journey in Comfort

Enjoy access to airport lounges and exclusive luxury offers through Mastercard Travel Pass powered by DragonPass, transforming your travel experience from the moment it begins.

View Mastercard World Elite

Exclusive Offers Available for all Mastercard Credit Cards

Our partner rewards offer great savings and perks from well-known brands.

Petro canada logo

Link your cards and instantly save 3¢/L on fuel and earn 20% more Petro-Points1.

Learn More

Rexall logo

Link your cards to earn 50 Be Well points on every $1 spent on eligible purchases at Rexall2.

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Doordash logo

Enjoy a complimentary DashPass3 subscription for up to 12 months4.

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How to Apply for a Mastercard Credit Card

Find the Perfect Fit

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Apply Online Today

Once you find the right card, apply in five simple steps and get a result in less than a minute.

Top Mastercard Credit Card Questions

The main differences are in the rewards programs they’re connected to, and the premium benefits available through each network. RBC Mastercard World Elite credit cards feature its own mix of travel, lifestyle and protection features. So, your experience depends on the card type and reward program you choose.

You can activate your Mastercard credit card in one of the following ways:

  • If you have access to Online Banking, sign in using your Client Card/Username and Password. Select your credit card on the Accounts Summary page. You will be taken to the Credit Card Account Details page, where you can select "Activate My Credit Card". Follow the on-screen prompts.
  • If you don’t have access to Online Banking, go to www.rbc.com/activate. While activating your card, you can also enrol in Online Banking, if you wish.
  • If you want to activate your Personal or Business Banking credit card over the phone, please call 1-877-900-5900. For Private Banking credit cards, please call 1-888-769-2585. As soon as your new card is activated, please remember to sign the back of the card. If you are replacing an older credit card, remember to destroy your old card.

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