How Do I Choose the Best Rewards Credit Card?
It depends on the type of rewards you want, how much you use your card and how quickly you’re looking to earn. You can collect points for travel, merchandise, gift cards and more, or reward yourself with cash back credits. Either way, we’ve got an option for you.
Our Top Picks

- Annual Fee: {{cardPick.params.annualfee}}
- Purchase Rate:
- Additional Card: {{cardPick.params.additionalcard}}
- Cash Advance Rate:
Frequently Asked Questions
Pay with your card and you’ll earn rewards points or
cash back credits on your purchases, depending on the
card you choose. Redeem your points for travel,
merchandise, gift cards and/or financial rewards. If you
choose a cash back card, you’ll be rewarded with a cash
back credit on your statement.
It depends on the card you choose! Cards that earn:
- Avion points can be redeemed for travel, merchandise, gift cards, financial rewards and more
- Airline rewards like WestJet Dollars, Avios or Asia Miles can be redeemed directly with the airline loyalty program affiliated with your card
- Cash back rewards are credited to your statement as a cash back credit
No, they do not have an expiry date. However, if your
account is closed, you have 90 days to redeem any
remaining points before they are no longer valid. To
learn more, view the
Avion Rewards T&Cs.
That depends on the credit card you have and what you
want to redeem for. Log into
www.rbcrewards.com
to discover the possibilities.