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Turn Everyday Purchases into Moi points
This moi RBC Visa credit card lets you earn Moi points everywhere on all your purchases, and even more at participating stores when you use your Moi card.
Card Highlights
View All Card FeaturesEarn Moi Points Faster
2 Pts
Earn 2 Moi points for every $1 in purchases when you pay with your moi RBC Visa credit card and swipe your Moi program card at participating Metro, Brunet and Première Moisson stores in Quebec, and participating Jean Coutu stores everywhere.2
2 Pts
Earn 2 Moi points for every $1 spent on dining, gas and EV charging purchases when you pay with your moi RBC Visa credit card.3
1 Pts
Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.4
See What Your moi RBC Visa Can Get You
Enter your monthly spending on
You Could Earn
0
Moi points in 1 year with your
moi RBC Visa card
Even more Moi points by swiping your Moi program card at participating stores2
Earn More Moi Points with Your Two Cards
Simply swipe your Moi card AND pay with your moi RBC Visa credit card to earn 2 Moi points per dollar spent at your favourite participating stores. It’s that simple.
Exclusive Offers From Brands You Love
Our partner rewards offer great savings and perks from well-known brands.
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6
Use Your Credit Card with Confidence
RBC Mobile App
Manage your bills, set up mobile pay, and see all your transactions all on our award-winning mobile app.
Fraud Protection
If you’ve taken care to protect your credit card, you’re covered against fraudulent or unauthorized use of your card—both in-store and online.
NOMI
Stay connected to your money with the built-in intelligence of NOMI. Receive alerts, reminders, and tailored insights based on your banking habits so you can make more informed financial decisions.
More Details and Benefits
Get comprehensive insurance coverage.
Mobile Device Insurance Included
- Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.8
Purchase Security and Extended Warranty Insurance
- Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase8, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.8
For full insurance details view the certificate of insurance (PDF opens in a new window).
Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance.
Get the moi RBC Visa Credit Card
Apply online in five simple steps and get your results in under a minute.
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Need Help Deciding?
Help Me ChooseTop moi RBC Visa Questions
You can earn and redeem points at all participating Metro, Jean Coutu, Super C, Brunet and Premiere Moisson stores in Quebec.
In Ontario and New Brunswick, the Moi program is offered at Jean Coutu stores.
You can use your moi RBC Visa credit card anywhere Visa is accepted, including internationally. No matter where you make your purchase, you’ll earn Moi points for every dollar you spend on purchases.
You earn 2X points when you use your moi RBC Visa credit card to pay for dining, gas, or EV charging purchases.
You also earn 2X points when you pay for eligible purchases with your moi RBC Visa credit card and swipe your Moi card at participating stores.
No. You only need to swipe your Moi card when you shop at Moi banners, including participating Metro, Première Moisson and Brunet stores in Quebec, and Jean Coutu stores in Quebec, Ontario and New Brunswick. You will then earn 2X points on qualifying purchases when you pay with your moi RBC Visa credit card at these locations.
You do not need to swipe your Moi card to collect points anywhere else, including to earn 2X points on dining, gas, or EV charging purchases.
You can redeem points earned for purchases at the checkouts in participating Metro, Jean Coutu, Super C, Brunet and Premiere Moisson stores.
To view redemption options and how to redeem, please visit this site.
Your points are added to your Moi account monthly. For more information please visit this site.
You will be eligible to receive 3,000 welcome Moi points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your Moi account up to six (6) weeks after your first purchase, provided your moi RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive 2,000 bonus Moi points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.
