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Newcomers Get More with RBC

Choose from two accounts - both designed to help you simplify your transition and settle in Canada

Choose an offer below

RBC Newcomer Advantage
RBC iPad Offer

Get the RBC Newcomer Advantage

RBC Advantage Banking Account

Monthly Fee $0/mo for 1 year1

Get iPad with RBC

RBC Signature No Limit Banking Account

Monthly Fee $16.95/mo

Monthly Fee $0/mo for 1 year1(opens modal window)

Monthly Fee $16.95/mo

Features that simplify banking in Canada

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Unlimited tap, swipe and debit transactions in Canada

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FREE Interac e-Transfer transactions

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No RBC fee to use another bank’s ATM in Canada3

  • Fee waiver on overdraft protection
  • 6 FREE bank drafts a year
  • 1 book of FREE cheques

PLUS even more everyday banking value for newcomers:

  • Up to 12% cash back for the first 3 months with a new RBC Cash Back Mastercard4
  • Up to $15,000 credit limit, no credit history required5
  • $0 transfer fees for International Money Transfers6

Eligibility Requirements: You already qualify for no-monthly-fee banking for your first year.*

Eligibility Requirements: You complete the required activities to qualify.

Add a Credit Card -
No Credit History Required5

There’s nothing complicated about getting a credit card with RBC.
With no credit history required5 and no annual fee, your first credit card in Canada is simple and straightforward.

RBC Cash Back Mastercard

$0

Annual Fee

20.99%

Purchase Rate

22.99%

Cash Advance Rate

Limited time offer:

Get up to 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard4. Terms and conditions apply.

Offer ends October 31, 2025.

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Earn up to 2% cash back on grocery store purchases and up to 1% on all other qualifying everyday purchases7

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No limit on how much cash back you can earn8 – and no need to keep track

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Worldwide acceptance

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Tap to pay at checkout

$0

Annual Fee

20.99%

Purchase Rate

22.99%

Cash Advance Rate

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Get the
RBC Newcomer Advantage

Start by Opening an RBC Bank Account.
Service available in up to 200 languages.

Open Advantage Banking Account See Our Offers for International
Students

Easy everyday banking starts here

Start by Opening an RBC Bank Account. Service available in up to 200 languages.

Open Signature No Limit Account See Our Offers for International
Students

Need Some Additional Help?

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Book a virtual appointment with an advisor: 1-800-769-2561
(Open 24/7)