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Call Us to Get the RBC Newcomer Advantage*Disclaimer

As one of Canada’s largest banks—with over 150 years serving newcomers—we have learned what you need when you first arrive in Canada.

$100 Cash when you open an eligible bank account and complete the qualifying criteriaDisclaimer

No-Monthly-Fee Banking for a year with an eligible account2Disclaimer

Up to 6,000 RBC Rewards Points with an RBC Rewards+ Visa credit card3Disclaimer

2 Free International Money Transfers per month for a year4Disclaimer

Free Small Safe Deposit Box for 2 years5Disclaimer

Get Started with an RBC Advantage Banking Account

For a Limited Time

Get $100 Cash

When you open your account by August 31, 2021 and complete the qualifying criteria by November 30, 2021.Disclaimer

  • No-monthly-fee banking for a year2Disclaimer
    Value of more than $140
  • Unlimited debit transactions in Canada
  • Free Interac e-Transfer transactions6Disclaimer , 7Disclaimer
  • No RBC fee to use another bank’s ATM in Canada8Disclaimer , 9Disclaimer
  • 1 book of 50 cheques free10Disclaimer
  • Enjoy the Value Program at no additional cost: Shop online and in-store with your enrolled account to earn points on debit.12Disclaimer

Included With This Account

International Money Transfers

  • 2 free per month for a year4Disclaimer
  • Value of up to $240
  • Offer ends October 31, 2021.

Small Safe Deposit Box

  • Free for 2 years5Disclaimer
  • Value of $120
  • Offer ends December 31, 2021. Subject to availability.

Add a Credit Card—No Credit History Required13Disclaimer

RBC Rewards+ Visa credit card

Value of up to $60

  • No annual fee
  • Get 2,500 welcome points upon approval14Disclaimer
  • Get an additional up to 3,500 bonus RBC Rewards points when you go digital within 60 days of card approval15Disclaimer.

  • Additional Card: $0
  • Purchase Rate: 19.99%
  • Cash Advance Rate: 22.99%
  • Includes Purchase Security and Extended Warranty Insurance16Disclaimer

Additional Fees

  • Cash Advance: $3.50 in Canada and $5.00 outside of Canada
  • Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
  • Dishonoured Payment Fee: $45.00
  • Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
  • Additional Copies: $5 for a Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts
  • Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec).

2,500 welcome RBC Rewards points offer ends October 31, 2021.

Bank How You Want, When You Want

RBC Online Banking17Disclaimer

RBC Mobile17Disclaimer app

Send money or pay a bill with Siri.

The largest combined branch and ATM network across Canada

Call Us to Get the RBC Newcomer Advantage

Call 1-866-756-1106 to book an appointment.

Call 1-866-756-1106 to book an appointment.

Get started by opening an RBC Advantage Banking account by phone, video conference or in branchOpens modal pop-up .

Service available in up to 200 languages

See Our Offers for International Students