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Call Us to Get the RBC Newcomer Advantage*Disclaimer

As Canada’s largest bank5Disclaimer—with over 150 years serving newcomers—we have learned what you need when you first arrive in Canada.

$100 Cash when you open an eligible bank account and complete the qualifying criteriaDisclaimer

No-Monthly-Fee Banking for a year with a qualifying account1Disclaimer

Up to 6,000 RBC Rewards Points with an RBC Rewards+ Visa credit card6Disclaimer

2 Free International Money Transfers per month for a year3Disclaimer

Free Small Safe Deposit Box for 2 years4Disclaimer

Get Started with an RBC No Limit Banking Account

To enjoy the benefits of the RBC Newcomer Advantage, start by opening one of our most popular bank accounts for newcomers.

For a Limited Time

Get $100 Cash

When you open your account by March 31, 2021 and complete the qualifying criteria by June 30, 2021.Disclaimer

  • No-monthly-fee banking for a year1Disclaimer
    Value of more than $120
  • Unlimited debit transactions in Canada
  • Unlimited Interac e-Transfer transactions

No-monthly-fee banking offer ends October 31, 20211Disclaimer.

Included With This Account

International Money Transfers

  • 2 free per month for a year3Disclaimer
  • Value of more than $240
  • Offer ends March 31, 2021.

Small Safe Deposit Box

  • Free for 2 years4Disclaimer
  • Value of $120
  • Offer ends December 31, 2021. Subject to availability.

Add a Credit Card—No Credit History Required2Disclaimer

RBC Rewards+ Visa credit card

Value of up to $60

  • No annual fee
  • Get 2,500 welcome points upon approval7Disclaimer
  • Get an additional up to 3,500 bonus RBC Rewards points when you go digital within 60 days of card approval8Disclaimer.

  • Additional Card: $0
  • Purchase Rate: 19.99%
  • Cash Advance Rate: 22.99%
  • Includes Purchase Security and Extended Warranty Insurance9Disclaimer

Additional Fees

  • Cash Advance: $3.50 in Canada and $5.00 outside of Canada
  • Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
  • Dishonoured Payment Fee: $45.00
  • Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
  • Additional Copies: $5 for a Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

2,500 welcome RBC Rewards points offer ends October 31, 2021.

Bank How You Want, When You Want

RBC Online Banking10Disclaimer

RBC Mobile10Disclaimer App

The largest combined branch and ATM network across Canada

Call Us to Get the RBC Newcomer Advantage

Call 1-866-756-1106 to book an appointment.

Call 1-866-756-1106 to book an appointment.

Get started by opening an RBC No Limit Banking account by phone, video conference or in branchOpens modal pop-up .

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