Save on Bank Fees

Discover the many ways to save when you have multiple RBC products.

Savings on monthly fees
– no minimum balance needed

Pay as low as $0/ month for an eligible bank account when you have other RBC products and do simple activities like direct deposit^{Legal Disclaimer 1}.

Better together! Up to $120 credit card fee rebate

Get up to a $120 rebate on the annual fee of an eligible credit card with a VIP Banking account^{Legal Disclaimer 2} and up to a $48 rebate with a Signature No Limit account^{Legal Disclaimer 3} or Advantage Banking account for students^{Legal Disclaimer 4}.

Earn Points and Cash Back

See how rewarding it can be to shop for the things you need – and the things you love.

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Earn Avion points on debit^{Legal Disclaimer 5} and credit^{Legal Disclaimer 6}

Shop online and in-store with any bank account enrolled in the Value Program^{Legal Disclaimer 5} or an Avion points-earning credit card.

Avion Rewards 'Up to 40% cash back' tile showing Aldo, Sephora, GAP and Mountain Equipment Company logos

Get up to 40% cash back with ShopPlus^{Legal Disclaimer 7}

Shop online and earn up to 40% cash back at 2,000+ brands with the free Avion Rewards ShopPlus browser extension.

Earn more. Save more.

Discover deals and offers from great brands to earn Avion points, get cash back and enjoy extra savings when you shop for everyday essentials, merchandise and more.

Discover the many ways you can earn and save with RBC.

Music lovers rejoice - for every ticket purchased through RBCxMusic, you get $10 Concert Cash^® to use towards your next show^{Legal Disclaimer 19}.

Save on Everyday Spending

Watch your money stretch further across gas, groceries, food delivery and drug stores, thanks to RBC partnerships.

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RBC and Petro Canada Logos. GET UP TO 7¢/L IN VALUE

When you link your RBC debit or credit card to your Petro-Points^{Legal Disclaimer 8}. Here’s how they add up:

3¢/L Instant Savings at the pump
+ 20% more Petro-Points, that’s like 1.2¢/L
+ 20% more Avion points, that’s like 2.8¢/L

Earn 1 extra Moi point for every $2 spent

Swipe your Moi card and pay with your linked RBC card at participating Moi Rewards stores to earn extra points^{Legal Disclaimer 9}.

Enjoy up to 12 Months of $0 Delivery Fees from Your Favourite Restaurants^{Legal Disclaimer 10}

We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass subscription for up to 12 months – a value of almost $120^{Legal Disclaimer 11}!

Get 5x more Be Well points

Earn fast and save more when you shop at Rexall with a linked RBC card^{Legal Disclaimer 12} on eligible purchases.

Travel sooner, on your terms

Explore travel rewards, perks and deals that can save you money on your next getaway!

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Get there your way with RBC Avion Visa

One-way flights starting at 7,500 points^{Legal Disclaimer 13}. No blackouts. No seat restrictions.

You earn 1.25 Avion points on travel-related purchases^{Legal Disclaimer 14}, and 1 Avion point on eligible purchases^{Legal Disclaimer 15}. Plus Avion points never expire^{Legal Disclaimer 16} so you can use your points where and when it’s right for you.

Save on travel with the WestJet RBC World Elite Mastercard

Earn faster. Travel sooner. Save more.

Get a first checked bag for free for you and up to 8 guests^{Legal Disclaimer 17}.

Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119^{Legal Disclaimer 18}

More travel deals with Avion Rewards

Tackle your travel bucket list! Get exclusive deals on hotels and resorts, plus unlock package savings when you add a hotel stay to any flight booking.

Ready to take advantage of all the benefits you get with RBC?

Browse Bank Accounts

Browse Credit Cards

Legal Disclaimer¹

By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or a bill payment made at minimum once per month. Conditions apply. For complete details, please see the Value Program Terms & Conditions

Legal Disclaimer²

Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC ION+^TM Visa ($4 applied monthly), RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard. If you already have a VIP account, the rebate will be applied at the time you open your eligible credit card account. If you open your VIP account after you have opened your eligible credit card account, the rebate will be applied at your next annual renewal and won't be applied retroactively. Other conditions and restrictions may apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Legal Disclaimer³

As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and you remain an SNL account owner. Additional cardholders (co-applicants and authorized users) do not qualify for the annual fee rebate, even if they are also owners of an SNL account. Only one credit card annual fee rebate per SNL account is allowed, which means that if you own a joint SNL account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the SNL account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: 1) $48 rebate ($4 applied monthly) (annual fee fully rebated) for: RBC ION+ Visa card, 2) $39 rebate (annual fee fully rebated) for: Signature® RBC Rewards Visa and WestJet RBC Mastercard cards, or 3) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC US Dollar Visa Gold, RBC British Airways Visa Infinite and WestJet RBC World Elite Mastercard cards. If you already have an SNL account, the rebate will be applied at the time you open your eligible credit card account. If you open your SNL account after you have opened your eligible credit card account, the rebate will be applied at your next annual renewal and won't be applied retroactively. Other conditions and restrictions may apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Legal Disclaimer⁴

Subject to credit approval. If you are a post-secondary student and an owner or co-owner of an RBC Advantage™ Banking Account for students (“Eligible Student Bank Account”) and the primary cardholder of one of the eligible RBC Royal Bank credit cards listed below (each, an “Eligible Credit Card”), the annual fee of your Eligible Credit Card may be fully rebated, every year:

Eligible Credit Cards and Annual Fee Rebate Table

Eligible Credit Cards and Annual Fee Rebate Table
Eligible Credit Cards	Annual Fee Rebate
RBC ION+ Visa	$4 a month ($48 annually)
WestJet RBC MasterCard	$39
Signature RBC Rewards Visa	$39
Visa Cash Back Card	$19

For any other RBC Royal Bank credit card, regular annual Fees Apply as they are not eligible for a rebate. For the annual fee of your Eligible Credit Card to be fully rebated, every year, you must: i) complete the Student Information section of the credit card application in full, ii) remain a student, and iii) be an owner or co-owner of an Eligible Student Bank Account throughout your studies. The annual fee of your Eligible Credit Card will continue to be fully rebated: i) until you close your Eligible Student Bank Account, or ii) until the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account, whichever comes first. Thereafter, the annual fee will no longer be rebated. If, for some reason, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account differs from the one you have indicated on your credit card application, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account will prevail and be used for determining the expiry of this offer. Additional cardholders (co-applicant and authorized user(s)) do not qualify for the annual fee rebate even if they are also owners of an Eligible Student Bank Account. Only one credit card annual fee rebate per Eligible Student Bank Account is allowed. If you already have an Eligible Student Bank Account, the rebate will be applied at the time you open your Eligible Credit Card account. If you open your Eligible Student Bank Account after you have opened your Eligible Credit Card account, the rebate will be applied at your next annual renewal and won't be applied retroactively. Other conditions and restrictions may apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Legal Disclaimer⁵

When you enrol your eligible RBC personal bank account into the RBC Value Program (“Enrolled Account”), you become eligible to earn Avion points within the Avion Rewards program when you make purchases from your Enrolled Account, and any such points earned will be deposited into the Avion Rewards account tied to your Enrolled Account. Purchases from your Enrolled Account refers to purchases using your RBC Client Card (i.e. debit card) to pay for items at a merchant or service provider with the amount electronically debited directly from your Enrolled Account or using your RBC Virtual Visa Debit for purchases online. Avion points and the Avion Rewards program are governed by the Avion Rewards Terms and Conditions. Paper copies are available upon request. For complete details on the Value Program, please see the Value Program Terms & Conditions

Legal Disclaimer⁶

Avion Points are earned on net purchases only; they are not earned on cash advances, balance transfers, cash-like transactions and certain bill payments, interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

Legal Disclaimer⁷

Cash back percentage varies by brand and is subject to change.

Legal Disclaimer⁸

To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Clients will only be able to link up to two (2) Business Credit Cards and one Business Debit Card to a Petro-Points card.

Any/every/your card means an RBC Card that is linked to a Petro-Points card. A linked RBC Member means you have an RBC debit or credit card issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”) that is linked to a Petro-Points card.

The advertised value of 7 cents per litre is based on the following:
You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A Linked RBC Card means an RBC Card linked to a Petro-Points Account. Your Linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your Linked RBC card at Petro-Canada Locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your Linked RBC Card.

Each time you use your Linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction.

Legal Disclaimer⁹

You will earn 1 Moi point for every $1 spent on all purchases you make, including pre-authorized bill payment transactions, when you use your moi RBC Visa credit card to pay. Moi points are earned on net purchases only; they are not earned on cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

You will earn 1 additional Moi point for every $1 spent on qualifying purchases you make, before taxes and any promotions in effect, in-store or online at participating Metro, Brunet and Première Moisson stores in Quebec, and at participating Jean Coutu stores in Quebec, New Brunswick and Ontario (“Participating Locations”) when you swipe your Moi card and pay with your moi RBC Visa credit card. You will not earn 1 additional Moi point for every $1 spent when you shop at Super C; you will however be eligible for bonus Moi points offers and other benefits, as available from time to time. Also, you will not earn 1 additional Moi point for every $1 spent when you purchase any of the following products or services at Participating Locations: tobacco products, lottery tickets, public transportation tickets and passes, gift cards and other prepaid cards, stamps, postal services, dry cleaning, film and video game rentals, any deposit fees and eco-contributions, SAQ products, alcoholic beverages outside of the province of Québec, order preparation and delivery charges, donations, utensils for ready to eat products, certain products offered on participating partner’s platforms, products offered through food waste reduction platforms, fragrance discovery gift sets, items linked to a fundraising campaign, prescription drug, other medication and other pharmacy or health care-related products and services according to laws in place in each province, taxes, ecofees and any items excluded by Metro in the future or forbidden by law. Excluded products may vary by province and Metro reserves the right at all times, to add or exclude, at its sole discretion, eligible items for Moi points. Metro also reserves the right to deduct the 1 additional Moi points/$1 earned on returns and adjustments, whether the purchase was made in-store or online. Other terms and conditions apply. For complete details, visit moiprogram.ca. For the full list of Participating Locations, visit: moiprogram.ca.

Legal Disclaimer¹⁰

To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before June 1, 2025 (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions (opens in a new window).

Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.

The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.

DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.

Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.

You are only eligible for one 12 month Complimentary DashPass Subscription and one 3 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. If you subscribe to a 12 month Complimentary DashPass Subscription on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription.

In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.

12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business cardholder, you are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold, RBC U.S. Dollar Visa Gold, RBC Rewards Visa Gold, RBC RateAdvantage Visa, WestJet RBC Mastercard, RBC Visa Business, RBC Visa Business Gold, RBC Visa CreditLine for Small Business, or RBC Business Cash Back Mastercard, you are eligible for a Complimentary DashPass Subscription for 3 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass (opens in a new window). For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf (PDF, opens in a new window).

Legal Disclaimer¹¹

The monthly DashPass subscription fee is $9.99 CAD plus tax.

Legal Disclaimer¹²

To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card.

Eligible RBC Debit Cards are debit cards tied to a personal banking or savings account or a business banking or savings account in good standing that is set up to pay for goods and services at a store or merchant that has point of sale or other designated debit card terminals that accept debit card payments.

You must be enrolled in RBC Online Banking in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations, in accordance with the Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions.

Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that Rexall Pharmacy Group Ltd. may specify from time to time or where prohibited by law.

Legal Disclaimer¹³

Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 7,500 points for a one-way short-haul flight in economy class with a maximum ticket price of $175 (and start at 15,000 points for a round-trip short-haul flight in economy class with a maximum ticket price of $350). All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including guidelines on redeeming for business class seats, visit www.avionrewards.com/travel/.

Legal Disclaimer¹⁴

You will earn 1.25 Avion points for every dollar spent when you use your RBC Avion Visa Infinite card to pay for travel-related purchases made at merchants classified by Visa's “Merchant Category Code” (“MCC”) as “travel”, which may include: airlines, accommodations, tour operators, cruise lines, travel agencies and car rental companies. Even though some merchants may sell travel products/services, purchases made at these locations may not necessarily qualify for the 1.25 Avion points per dollar if the merchant is not classified with a “travel” MCC. Also, merchants that are not classified by a “travel” MCC may be located on the premises of merchants that are classified with a “travel” MCC, and purchases made at these locations may not qualify for this added benefit. For more details, please refer to the Avion Rewards Terms and Conditions at: https://www.avionrewards.com/terms-and-conditions/index.html

Legal Disclaimer¹⁵

Avion points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant) interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

Legal Disclaimer¹⁶

Avion points will be forfeited if they remain unredeemed within twelve (12) months following the termination of the Avion Rewards program or after you voluntarily close your RBC Royal Bank credit card account.

Legal Disclaimer¹⁷

Valid for primary cardholders of the WestJet RBC World Elite MasterCard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when travelling on a group booking (10+ guests on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet’s code-share or interline partners. Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.

Legal Disclaimer¹⁸

Applicable to World Elite Companion Vouchers issued prior to June 30, 2024: Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of: A) round-trip flight for travel in Canada and the continental U.S. for $119 CAD; or B) round-trip flight to/from the rest of the WestJet network from $399 CAD. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

World Elite Companion Voucher may only be used: A) for all published and eligible UltraBasic, Econo, EconoFlex, Premium, and PremiumFlex fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings or WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations Bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. The welcome (first) World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. Additional cardholders (co-applicant and authorized user(s)) are also not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For complete details, visit westjet.com/companion-voucher

Applicable to World Elite Companion Vouchers issued on or after June 30, 2024: Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $219 for Premium and PremiumFlex fares (“Premium Fares”); or B) round-trip flight to/from the rest of the WestJet network from $399 for Economy Fares or from $499 for Premium Fares. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

World Elite Companion Voucher may only be used: A) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. The welcome (first) World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. Additional cardholders (co-applicant and authorized user(s)) are also not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For complete details, visit westjet.com/companion-voucher

Legal Disclaimer¹⁹

RBC clients who visit and complete a purchase of event tickets listed at https://www.ticketmaster.ca/microsite/rbc (“RBCxMusic Tickets”) after using their RBC Online Banking credentials to generate a unique pin to unlock the RBCxMusic Tickets will receive one (1) Live Nation® $10 Concert Cash® code (“Code”) for each RBCxMusic Ticket purchased, up to a maximum of four (4) RBCxMusic Tickets per transaction and a total of eight (8) RBCxMusic Tickets per event. Code is a one-time use only voucher code good toward dollars-off final ticket purchase for a select Live Nation produced and promoted concert in Canada listed at https://www.ticketmaster.ca/microsite/rbc, based on availability under this program. Maximum of four (4) Codes per transaction, regardless of number of tickets purchased. Code will be delivered by email from Royal Bank of Canada within 48 hours of RBCxMusic Ticket purchase to the email address you provided at the time of purchase. Code is valid for limited time, visit https://www.ticketmaster.ca/rbctix for Code expiry dates based on your date of ticket purchase, and for further details. Code cannot be used toward VIP Nation®, TicketsNow® or Major League Baseball events, or events at AEG venues or at venues not ticketed by Ticketmaster, fan clubs, ticket packages, gift cards or shipping charges. Exclusions may apply to TM+, Platinum, Fan-to-Fan Resale, and TicketExchange by Ticketmaster™ tickets, and tickets not sold directly by Ticketmaster. All ticket purchases are subject to the Live Nation Purchase Policy. Code cannot be sold or bought. Void if sold or exchanged for compensation. Any unused value will be forfeited. Live Nation Worldwide, Inc., not Royal Bank of Canada, is responsible for all terms and conditions related to the Code. Full Code Terms of Use apply: https://lnpromos.com/rbctix-terms.

Benefits of Banking with RBC

Benefits of Banking with RBC

Save on Bank Fees

Earn Points and Cash Back

Save on Everyday Spending

Travel sooner, on your terms

Ready to take advantage of all the benefits you get with RBC?