Premium student account
No monthly fee student account
|Added Benefits||Get $60legal bug10||Get $60legal bug10||Get $25legal bug11|
|Unlimited Debits||Unlimited||25/monthlegal bug1||15/monthlegal bug1|
|Send Money Using Interac e-Transfer||Unlimited||Unlimited||Unlimited|
|Credit Card recommendations||
$39 rebate towards the annual feelegal bug2 of a Signature RBC Rewards Visa
choose the RBC Cash Back Mastercard with no annual fee
$39 rebate towards the annual feelegal bug2 of a Signature RBC Rewards Visa or WestJet RBC Mastercard
choose the RBC Cash Back Mastercard with no annual fee
|Monthly Fee||Monthly fee of $10.95 waived for one yearlegal bug10||Free||Free|
|Monthly Fee after MultiProduct Rebatelegal bug3||Free||N/A||N/A|
|Debits Exceeding Monthly Limits||N/A||$1.25 each||$1.25 each|
|Interac Access Fee at a Non-RBC Royal Bank ATM in Canada||$2.00 each||$2.00 each||$2.00 each|
|Plus System Access Fee at a Non-RBC Royal Bank ATM Within Canada and U.S.legal bug4||$3.00 each||$3.00 each||$3.00 each|
|Plus System Access Fee at a Non-RBC Royal Bank ATM Outside Canada and U.S.legal bug5||$5.00 each||$5.00 each||$5.00 each|
|Cross Border Debitlegal bug1, legal bug6, legal bug7||$1.00 each||$1.00 each||$1.00 each|
|Online & Mobile Bankinglegal bug8||Free||Free||Free|
|eStatement and eNotifications including Cheque Images Viewed Online Less Than 90 Days Old||Free||Free||Free|
|Monthly Paper Statement (Consolidated / Combinedlegal bug9)||Free||Free||Free|
|Cheque Images Returned With Paper Statement||$2.50 per monthly cycle||$2.50 per monthly cycle||$2.50 per monthly cycle|
|Personalized Cheques||Third-party supplier fees apply||Third-party supplier fees apply||Third-party supplier fees apply|
|Self-Serve Stop Payments||$12.50 each||$12.50 each||$12.50 each|
|Bank Draftslegal bug8||Regular fees apply||Regular fees apply||Regular fees apply|
|Safe Deposit Boxes||Regular fees apply||Regular fees apply||Regular fees apply|
|Visit a Branch||Visit a Branch||Visit a Branch|
|Learn More about RBC Student Banking No Limit||Learn More about RBC Free Student Banking||Learn More about Our Youth Account|
To benefit from a rebate towards the annual fee of an Eligible Student Credit Card, every year, you must:
- i) complete the Student Information section of the credit card application form in full,
- ii) remain a student, and
- iii) be an owner or co-owner of an Eligible Student Bank Account throughout your studies.
|Eligible Credit Cards||Annual Fee Rebate|
|Signature® RBC Rewards® Visa‡||$39|
|WestJet RBC® Mastercard‡||$39|
You will continue to benefit from the rebate on your annual fee until: i) you close your Eligible Student Bank Account, or ii) until the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account, whichever occurs earlier, as long as your credit card account remains in good standing. Thereafter, you will no longer receive the rebate on the annual fee.
If, for some reason, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account differs from the one you have indicated on your credit card application form, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account will prevail and be used for determining the expiry of this offer.
Additional cardholders (co-applicants and authorized users) are not eligible for this offer. Only one credit card annual fee rebate per Eligible Student Bank Account is allowed. This means that if this is a jointly held Eligible Student Bank Account, and each co-owner is also the primary cardholder of an Eligible Student Credit Card, only the Primary Owner of the Eligible Student Bank Account will be entitled to the credit card annual fee rebate.
This offer is available to any Eligible Student Clients without a Personal Banking Account with Royal Bank of Canada at the beginning of the Promotional Period or in the three-year period before the start of the Promotional Period, and who otherwise comply with the Terms of the offer. The Bonus Offer is $60 with an RBC No Limit Banking for Students account (monthly fee of $10.95) plus that account’s standard monthly fee waived for the first 12 months, or, $60 with an RBC Student Banking account (each an "Eligible Personal Bank Account"). To qualify for the $60 for both student accounts you must open your first new Eligible Personal Banking Account by 9:00 PM EST on October 30, 2020 and complete two of the following Qualifying Criteria by 9:00 PM EST on December 31, 2020 using your Eligible Personal Banking Account: mobile cheque deposit, Interac‡ e-Transfer; or any purchase - including those done with RBC Virtual Visa Debit, Interac Flash, Apple Pay‡, Google Pay‡, Samsung Pay‡ or with the RBC Wallet. Qualifying Criteria can be made within RBC Online Banking, the RBC Mobile app or with your RBC Client Card, as applicable. Transactions made in branch or through the ATM network, as well as bank fee transactions, are not included as Qualifying Criteria.
The $60 cash component of the Bonus Offer will be deposited into your Eligible Personal Banking Account within 2 to 8 weeks of completing the Qualifying Criteria, if applicable. For Eligible Student Clients who open an RBC No Limit Banking for Students account by October 30, 2020, the monthly fee waiver component of the Promotional Offer will be provided as an automatic waiver of the account’s standard monthly fee ($10.95) for each of the first twelve (12) months beginning in the month that you open an RBC No Limit Banking for Students Account. Royal Bank of Canada may follow up with Eligible Student Clients to remind them to complete the Qualifying Criteria.
This offer may not be combined or used in conjunction with any other Personal Banking Account offers. Royal Bank of Canada reserves the right to withdraw this offer at any time without notice, even after acceptance by you.
For full details including defined terms visit rbc.com/fallterms60