Account Details

Unlimited Debits

Free Student Banking

Our Youth Account

RBC No Limit Banking for Students

RBC Student Banking

RBC Leo's Young Savers Account

Unlimited Debits Unlimited 25/month1 15/month1
Send Money Using Interac e-Transfer Unlimited Unlimited Unlimited
Credit Card Included

$39 rebate towards the annual fee2 of a Signature RBC Rewards Visa

or

choose from a no annual fee RBC Rewards+ Visa or RBC Cash Back Mastercard

$39 rebate towards the annual fee2 of a Signature RBC Rewards Visa

or

choose from a no annual fee RBC Rewards+ Visa or RBC Cash Back Mastercard

X
Monthly Fee $10.95 Free Free
Monthly Fee after MultiProduct Rebate3 Free N/A N/A
Additional Free Debits Unlimited Up to a maximum of 9 Up to a maximum of 9
Debits Exceeding Monthly Limits N/A $1.00 each $1.00 each
Interac Access Fee at a Non-RBC Royal Bank ATM in Canada $1.50 each $1.50 each $1.50 each
Plus System Access Fee at a Non-RBC Royal Bank ATM Within Canada and U.S.4 $3.00 each $3.00 each $3.00 each
Plus System Access Fee at a Non-RBC Royal Bank ATM Outside Canada and U.S.5 $5.00 each $5.00 each $5.00 each
Cross Border Debit1, 6, 7 $1.00 each $1.00 each $1.00 each
Online & Mobile Banking8 Free Free Free
Telephone Banking Free Free Free
eStatement and eNotifications including Cheque Images Viewed Online Less Than 90 Days Old Free Free Free
Monthly Paper Statement (Consolidated / Combined9) Free Free Free
Cheque Images Returned With Paper Statement $2.00 per monthly cycle $2.00 per monthly cycle $2.00 per monthly cycle
Personalized Cheques Third-party supplier fees apply Third-party supplier fees apply Third-party supplier fees apply
Self-Serve Stop Payments $20.00 each $20.00 each $20.00 each
Bank Drafts8 Regular fees apply Regular fees apply Regular fees apply
Safe Deposit Boxes Regular fees apply Regular fees apply Regular fees apply
Sign Me Up for RBC Student Banking No Limit Sign Me Up for RBC Free Student Banking Visit a Branch
Learn More about RBC Student Banking No Limit Learn More about RBC Free Student Banking Learn More about Our Youth Account

Totals are not cumulative, and if not used, may not be carried over into the next monthly cycle or calendar year. Excess debit transaction fee may also apply depending on the account.
If you are a post-secondary student and are the Primary Owner or co-owner of an RBC Student Banking or RBC No Limit Banking for Students account (each an Eligible Bank Account) and the primary cardholder of one of the eligible RBC Royal Bank credit cards listed below, you may be entitled to a rebate on your annual fee, every year, as long as you:
  • i) complete the Student Information section of the credit card application form in full;
  • ii) remain a student; and
  • iii) are the primary or co-owner of an Eligible Bank Account throughout your studies.
Eligible Credit Cards Annual Fee Rebate
Signature RBC Rewards® Visa card $39
WestJet RBC Mastercard $39

Subject to credit approval

You will continue to benefit from the rebate on your annual fee: i) until you close your Eligible Bank Account, or ii) until the Expected Graduation Year you have provided upon opening your Eligible Bank Account, whichever comes first. Thereafter, you will no longer receive the rebate on the annual fee.

If, for some reason, the Expected Graduation Year you have provided at the time of opening your Eligible Bank Account differs from the one you indicate on your credit card application form, the Expected Graduation Year you have provided at the time of opening of your Eligible Bank Account will prevail and be used for determining the expiry of this offer.

Additional cardholders are not eligible for this offer. Only one credit card annual fee rebate per Eligible Bank Account is allowed. This means that if both the primary owner and co-owner of an Eligible Bank Account are also the primary cardholders of an Eligible Credit Card each, only the primary owner of the Eligible Bank Account will be entitled to the credit card annual fee rebate.

If you have an eligible banking account and two or more qualifying, eligible RBC products in the same geographic location (region), you may receive a partial or full rebate on your Monthly Fee. Some conditions apply. For more information on the MultiProduct Rebate visit any RBC Royal Bank branch, call 1-800-769-2511 or view the full Disclosures and Agreements Booklet.
An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold.
Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction.
On operating account only.
Foreign currency purchases paid by withdrawal from your Canadian dollar account are converted to Canadian dollars at an exchange rate 2.5% over the Interbank Spot Rate (as defined by Acxsys Corp.), effective at time of processing. Since exchange rates fluctuate, the rate applied will usually differ from the posted exchange rate at the time of your purchase.
Transaction fees may apply for bill payments or funds transfers made through Online Banking and are separate from access fees.
Eligible criteria must be met.

Find a Branch or ATM Near You

Over 800 branches open longer, award-winning convenience

What are you looking for?
Enter Postal Code
Advanced Search Options