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Your RBC bank account unlocks offers for cash back, savings and Avion points from over 2000 brands.

2 Great Chequing Accounts to
Choose from

Most Popular

RBC Signature
No Limit Banking

+ GET $450
  • Now earn Avion points with your account2
  • Free Interac e-transfers10,11
  • Unlimited tap, swipe and debit transactions in Canada
  • Pay no fee for U.S. and international money transfers23
  • 5 cross-border debits per month, $1 each thereafter14
  • 3 non-RBC ATM fees waived/month, $2 each thereafter21
  • Save up to $48 on eligible credit card annual fee9
$16.95 /mo13

or

or

Most Exclusive

RBC VIP
Banking

+ GET $450
  • Now earn Avion points with your account2
  • Free Interac e-transfers10,11
  • Unlimited tap, swipe and debit transactions Worldwide15
  • Pay no fee for U.S. and international money transfers23
  • Get up to 2 additional CAD accounts, and 1 USD account with no monthly fee and unlimited debit transactions20
  • No RBC fee to use ATMs worldwide17,18,19
  • Save up to $120 on eligible credit card annual fee16
$30.00 /mo13

or

or

RBC Right Account Guarantee

We will refund up to 3 months of account fees if you are not satisfied with your new account.24

J.D. Power 2024 Winner

RBC Ranks #1 in the J.D. Power 2024 Canada Online Banking Satisfaction Study.

RBC Right Account Guarantee

We will refund up to 3 months of account fees if you are not satisfied with your new account.24

J.D. Power 2024 Winner

RBC Ranks #1 in the J.D. Power 2024 Canada Online Banking Satisfaction Study.

How to get your $450 Offer

Numbers

Open an eligible RBC bank account1 by February 10, 2025.

Numbers

Set up and complete two of the following by April 18, 2025:

  • Your payroll or pension as a direct deposit

  • Two pre-authorized monthly payments (PAPs)

  • Two bill payments to a service provider

RBC Vantage

Unlock More From Your Everyday Banking

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. legal disclaimer 5
Only at RBC.

RBC Vantage Chevron
RBC Vantage

Unlock More From Your Everyday Banking

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. legal disclaimer 5
Only at RBC.

Top Frequently Asked Questions

Avion Rewards gives you the opportunity to earn Avion points in many ways and the flexibility to redeem them for nearly endless options—travel the world, buy merchandise and gift cards from some of your favourite brands, pay down bills, invest in your future and much more.

There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank accountlegal disclaimer 2 that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card.

Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program.

Learn more about Avion Rewards.

Please go to rbc.com/offerterms450.

The cash reward will be deposited into your new eligible account within 6 and 10 weeks of you completing the Qualifying Criteria, provided that this is completed by April 18, 2025. This means either your direct deposit payroll has been deposited to your new account OR the two bill payments or 2 pre-authorized payments you set up have both been debited from your new account.

Your Eligible Personal Banking Account must remain open and in good standing, and the Qualifying Criteria you performed to get the Cash Reward (such as payroll/pension deposit, bill payment or pre-authorized payment) must remain in effect until after April 18, 2026.

Switching to RBC from another bank is easy! Simply call 1-855-657-1174, visit a branch or choose your bank account and apply online. Please note that your account will need to be fully open before you can transfer money, pre-authorized payments and more from another financial institution to RBC.

RBC is one of Canada’s largest banks (as measured by market capitalization) and most trusted brands. We’re a proud member of Canada Deposit Insurance Corporation (CDIC) and offer a range of bank accounts, credit cards, loans, mortgages, investments and more to fit your needs.

Learn more about RBC.

A chequing account is meant for your everyday transactions, such as withdrawing cash from an ATM, paying a bill, depositing a pay cheque, and paying for groceries. It has the advantage of providing easy access to your money.

Other Resources

RBC newcomers advantage provides no monthly fee banking solutions and other benefits

Answer a few questions to find the right RBC account for you RBC Account Selector Tool

RBC newcomers advantage provides no monthly fee banking solutions and other benefits

RBC students accounts provides no monthly fee banking solutions and other benefits

Book a virtual appointment with an advisor: 1-800-769-2561
(Open 24/7)

 

® / TM Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.