Our Savings Accounts

Why You'll Love Our Savings Accounts:

High Interest Savings

RBC High Interest eSavings

Monthly Fee: Free

Monthly Fee: Free

Automatic Savings

NOMI Find & Save

Monthly Fee: Free

Monthly Fee: Free

  • Free transfers to and from your source chequing account

Everyday Savings

RBC Day to Day Savings

Monthly Fee: Free

Monthly Fee: Free

Kids Bank Account

RBC Leo's Young Savers Account

Monthly Fee: Free

Monthly Fee: Free

  • Currency: Canadian
  • For kids 0-12 years
  • Free unlimited debit transactions in Canada
  • Send and receive free Interac e-Transfer transactions
  • Set up regular transfers for your child (e.g. allowance)

Why You'll Love Our Savings Accounts:

  • Easily send, receive and manage your foreign currency funds
  • No monthly fees or minimum balance required
  • Enjoy greater control and flexibility to manage your foreign currency funds
  • Reduce the need to convert currency every time, by transacting in the same currency

USD Savings

RBC U.S. High Interest eSavings

Monthly Fee: Free

Monthly Fee: Free

Foreign Currency Account

RBC Euro eSavings

Monthly Fee: Free

Monthly Fee: Free

Foreign Currency Account

RBC British Pound eSavings

Monthly Fee: Free

Monthly Fee: Free

Foreign Currency Account

RBC Hong Kong Dollar eSavings

Monthly Fee: Free

Monthly Fee: Free

Ways to Apply

Apply Online

Getting your account opened is easy and can be done online in just 10-15 minutes. Simply answer a few questions to get started.

Apply Online Now

Ways to Bank

More Ways RBC Supports International Banking

Manage Your Chequing Account Online, Anytime

Check your balances, pay bills, set up alerts, send money and more – whenever you need to.

Bank Anywhere

Take care of your banking from wherever you are, anytime you want.

I'm Already a Customer

The easiest way to commit to a regular savings plan is to arrange for pre-authorized transfers from your banking account to your designated savings account. Simply specify the amount and how often you want the transfers to take place — for example, once a week, every two weeks or once a month. You may even want to schedule these to occur just after your paycheque is direct-deposited into your chequing account.

  • Step 1: In your Online Banking, under Quick Payments and Transfers, click on Pay Bills and Transfer Funds.
  • Step 2: On the left hand menu, click on Set Up Save-Matic.
  • Step 3: Enter the Amount you want to save, choose your From and To accounts, When to start, and select how often from the Receive Frequency options, then click on Submit.
  • Step 4. Review your information and click on Confirm.
  • Sign in to the RBC Mobile app,
  • Tap ‘More’
  • Tap ‘NOMI Find & Save’ and turn it on.

After you turn on NOMI Find & Save, we will get to know your spending & saving habits in your source chequing account to find opportunities to save for you.

Learn More about NOMI Find & Save about NOMI Find & Save

You can deposit cheques through the RBC Mobile app (Android and iPhone devices) or the RBC Canada app (iPad devices). Download the latest version of the apps from the relevant app store, select "Deposit Cheque" in the main menu and follow the on-screen prompts.

Learn More about Mobile Cheque Deposit

With Interac e-Transfers you can send funds to clients of other financial institutions as well as RBC, and you don't need to know the account number of the person you're sending money to. All you need is their email address or mobile phone number.

You can send an Interac e-Transfer from Online Banking, or Mobile Banking. Here’s how:

To send an Interac e-Transfer from Online Banking:

  • From the Accounts Summary page, select "More Payment Options" on the right side of the page.
  • Enter the payment amount of the transfer.
  • Select the account you want the funds to be debited from.
  • Open the “To” drop down list, select the Interac e-Transfer payee and Submit.

To send an Interac e-Transfer from Mobile Banking:

Select the Interac e-Transfers icon from the main page.

  • Choose the account you would like to pay from.
  • Select the recipient you wish to send funds to. If sending to a new recipient, select the + sign in the bottom left hand corner of the page.
  • Follow the steps

Visit out Foreign Exchange Currency Converter to get the latest foreign exchange rates.

You can access your monthly statements by logging into RBC Online Banking. Balances, account details, transactions, and account preferences can be viewed using RBC Online Banking and/or through the RBC Mobile App.

Transfers to/from your Personal Deposit Accounts, including same currency Foreign Currency Accounts, and transfers to/from Direct InvestingLegal Disclaimer footnote7,Legal Disclaimer footnote10.

Cash deposits/withdrawals and sending wire transfers must be completed in-branchLegal Disclaimer footnote8,Legal Disclaimer footnote9,Legal Disclaimer footnote11.

You do not need any other products to open a Foreign Currency Account.

Visit our enrollment page to get started with RBC Online Banking.

Visit out Foreign Exchange Currency Converter to get the latest foreign exchange rates.