Get Security with a Prime-Linked Cashable GIC

Linked to Royal Bank Prime, Cashable at Any Time

The Prime-Linked Cashable GIC is a one-year cashable GIC with an annual interest rate linked to changes in the RBC Royal Bank^® Canadian prime interest rate. Should the prime interest rate change during the term of your investment, the annual interest rate of this GIC is automatically adjusted. It is cashable at any time, and you’ll earn interest up to the date you cash it, if it is held 30 days or longer.

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If You Already Have an RBC Account You Can Purchase Now

Call our 24/7 Business Helpline

1-800-463-3863

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Is This GIC Right for You?

This GIC may be an appropriate choice if you are looking to:

Take advantage of increases in rates
Maintain complete access to funds
Continually roll over short-term GICs

Key Features

Minimum Investment: $5,000
Terms: 1 year¹
Interest Payment Frequencies:
- Monthly
- Semi-annually
- At maturity
- At time of redemption if held 30 days or longer
Access to Funds: Fully or partially cashable at any time.¹^,²
CDIC Eligible: Yes

Benefits

Opportunity

Interest rate increases as Royal Bank Prime increases³.

Access to Funds

Easy access to capital. Cashable at any time.

Convenience

Benefit from any increase in interest rates without the renewals that are necessary with short term instruments.

Interest Rates

View Interest Rates

Rates for 15 May 2025

Prime-Linked Cashable GIC

Interest Paid Semi-Annually

Term to Maturity	$5,000 to $49,999.99 [%]	$50,000 to $99,999.99 [%]	$100,000 to $249,999.99 [%]	$250,000 to $999,999.99 [%]	$1,000,000 and over [%]
1 year	2.500	2.500	2.500	2.700	2.950

Interest Paid at Maturity

Term to Maturity	$5,000 to $49,999.99 [%]	$50,000 to $99,999.99 [%]	$100,000 to $249,999.99 [%]	$250,000 to $999,999.99 [%]	$1,000,000 and over [%]
1 year	2.500	2.500	2.500	2.700	2.950

Interest Paid Monthly

Term to Maturity	$5,000 to $49,999.99 [%]	$50,000 to $99,999.99 [%]	$100,000 to $249,999.99 [%]	$250,000 to $999,999.99 [%]	$1,000,000 and over [%]
1 year	2.400	2.400	2.400	2.600	2.850

Prior Redemption Rates

Elapsed Term	Redemption Rate [%]
1 to 29 days	0.000

Notes

Interest rates are subject to change without notice at any time.
Rates shown are calculated on a per annum basis.
To purchase these GICs, Sign in to Online Banking, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.

Ready to Get Started?

Call our 24/7 Business Helpline

1-800-463-3863

Locate a Branch Near You

Find a Branch

Prime-Linked Cashable GIC

Linked to Royal Bank Prime, Cashable at Any Time

Ready to Get Started?

Is This GIC Right for You?

Key Features

Benefits

Opportunity

Access to Funds

Convenience

Interest Rates

Ready to Get Started?

Call our 24/7 Business Helpline

Locate a Branch Near You

If You Already Have an RBC Account You Can Purchase Now

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