Skip to main content
Business / Accounts / GICs / RBC MarketSmart GICs / North American MarketSmart GICs
MENU

RBC North American MarketSmart GICs

Enjoy a guaranteed minimum return, plus the potential for a higher return based on the performance of a portfolio of 20 North American companies.

The RBC North American MarketSmart GIC delivers the best of both worlds — the security of a guaranteed investment certificate (GIC) with a guaranteed minimum return and the potential for a higher return tied to the performance of an equally weighted notional basket of North American companies. This GIC may be right for you if you are looking for the potential upside of participating in the equity markets, without risking your initial investment.

Ready to Get Started?

If You Already Have an RBC Account You Can Purchase Now

Sign in to Online Banking

Call our 24/7 Business Helpline

1-800-463-3863

Locate a Branch Near You

Find a Branch

Is This GIC Right for You?

This GIC may be an appropriate choice if you:

  • Want exposure to a diversified mix of selected North American companies.
  • Want peace of mind knowing 100% of your principal investment is guaranteed.
  • Do not need periodic income from your investment

Key Features

  • Minimum Investment: $1,000
  • Terms: 2- 3- and 5 years
  • Return: Variable return is linked to the performance of an equally weighted basket of North American companies
  • Return Payment Options: Return paid at maturity
  • Early Access to Funds: Not permitted
  • CDIC Eligible: Yes

Benefits

Higher Return Potential

You can earn a higher variable return tied to the performance of selected North American companies, as compared to that offered by a traditional fixed-rate GIC.

Peace of Mind

Your principal investment is 100% guaranteed.

Simplicity

Principal protection and growth potential in one solution.

Additional Information

For more information such as how returns are calculated or to invest in a RBC North American MarketSmart GIC, refer to:

The Fact Sheet & Special Conditions

Ready to Get Started?

Call our 24/7 Business Helpline
1-800-463-3863
Locate a Branch Near You
Find a Branch
If You Already Have an RBC Account You Can Purchase Now
Sign in to Online Banking

You Might Also Be Interested In:

Resources

The RBC North American MarketSmart GIC is not sponsored, endorsed, sold or promoted by the companies within the underlying portfolio, nor do such companies make any representation regarding the advisability of investing in the RBC North American MarketSmart GIC.


Telephone purchasers who have not received a written copy of the RBC North American MarketSmart GIC Special Conditions and fact sheet prior to purchase will have the opportunity to cancel this investment purchase within two days of the day the written information on the investment is provided by calling 1-800-463-3863 or visiting your branch.


Past performance of this product is not indicative of future returns. Your return will depend on whether and how much the share prices of the underlying companies increase up to the stated maximum return over your investment's term. This GIC does not provide you regular interest. For full product details, including how variable return is calculated, refer to the fact sheet (opens in new window) and special conditions (opens in new window), visit your RBC branch or call 1-800-463-3863.