Investing Without the Risk
Non-Redeemable and Redeemable GICs offer a fixed rate of return for a specific term, with both principal and interest guaranteed.
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Find a BranchIs This GIC Right for You?
This GIC may be an appropriate choice if you are looking to:
- Invest for a specific term at a guaranteed rate without risk
- Have a choice of a wide variety of investment terms and interest payment frequencies
- Minimize the impact of interest rate swings and tailor your investments to your personal needs
Key Features
-
Minimum Investment:
- $1,0001
- $5,000 (for terms between 30 – 364 days)
- $100,000 (for less than 30 days)
-
Terms:
- 1 to 364 days
- 1 - 5, 7 or 10 years
-
Returns:
- Guaranteed principal and interest rate2
-
Interest Payment Options3:
Terms less than one year are payable:- At maturity
- Monthly1
- Semi-annually
- Annually
- At maturity (interest compounded annually)
- Access to Funds:
- Non-redeemable GIC – No
- Redeemable GIC – Yes, at a reduced rate
- CDIC Eligible: Yes
Benefits
Security and Safety
Both the original investment and interest payments are guaranteed.
Competitive Interest Rates
Guaranteed for the full term of the investment2
View today’s rates: Redeemable and Non-Redeemable
Flexibility
Choice of terms, interest payment options, and plan eligibility.
Interest Rates
View today’s rates: Redeemable and Non-Redeemable
Ready to Get Started?
Call our 24/7 Business Helpline
1-800-463-3863Locate a Branch Near You
Find a BranchIf You Already Have an RBC Account You Can Purchase Now
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