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Investing Without the Risk
Non-Redeemable and Redeemable GICs offer a fixed rate of return for a specific term, with both principal and interest guaranteed.
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This GIC may be an appropriate choice if you are looking to:
- Invest for a specific term at a guaranteed rate without risk
- Have a choice of a wide variety of investment terms and interest payment frequencies
- Minimize the impact of interest rate swings and tailor your investments to your personal needs
Key Features
-
Minimum Investment:
- $1,0001
- $5,000 (for terms between 30 – 364 days)
- $100,000 (for less than 30 days)
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Terms:
- 1 to 364 days
- 1 - 5, 7 or 10 years
-
Returns:
- Guaranteed principal and interest rate2
-
Interest Payment Options3:
Terms less than one year are payable:- At maturity
- Monthly1
- Semi-annually
- Annually
- At maturity (interest compounded annually)
- Access to Funds:
- Non-redeemable GIC – No
- Redeemable GIC – Yes, at a reduced rate
- CDIC Eligible: Yes
Benefits
Security and Safety
Both the original investment and interest payments are guaranteed.
Competitive Interest Rates
Guaranteed for the full term of the investment2
Flexibility
Choice of terms, interest payment options, and plan eligibility.
Interest Rates
View today’s rates: Redeemable and Non-Redeemable
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1)
$5,000 for clients who wish to receive interest monthly.
2)
When held to maturity.
3)
Not all features are available for all plan types.