Invest in U.S. Dollars Without Risking Your Principal
A U.S. Dollar (USD) Term Deposit offers a fixed rate of interest for a specific term. Both principal and interest payments are guaranteed.
Is It Right for You?
These are ideal investments if you want to invest in U.S. dollars for a specific term at a fixed rate without risking your initial investment.
- Minimum Investment:
- $5,000 (1 to 5 years)
- $5,000 (30 to 364 days)
- $100,000 (less than 30 days)
- 1 - 364 days
- 1 - 5 years
- Interest Payment Options:
- For terms less than one year, interest is paid at maturity
- For terms of one year or more, interest is paid annually.
- Returns: Guaranteed principal and interest rate
- Access to Funds: No
- Plan Eligibility: Non-Registered only
- CDIC Eligible: No
Security and Safety
Both the original investment and interest payments are guaranteed
Competitive Interest Rates
Guaranteed for the full term of the investment
Rates for 11 December 2018
U.S. Dollar Term Deposits
|Term to Maturity||$5,000
|2 to 6 days||n/a1||n/a1||0.0010||0.0010|
|7 to 13 days||n/a1||n/a1||0.0010||0.0010|
|14 to 20 days||n/a1||n/a1||0.0100||0.0100|
|21 to 29 days||n/a1||n/a1||0.0100||0.0100|
|30 to 59 days||0.0200||0.0200||0.0200||0.0200|
|60 to 89 days||0.0500||0.0500||0.0500||0.0500|
|90 to 119 days||0.1500||0.1500||0.1500||0.1500|
|120 to 149 days||0.2000||0.2000||0.2000||0.2000|
|150 to 179 days||0.2500||0.2500||0.2500||0.2500|
|180 to 269 days||0.2500||0.3000||0.3000||0.3000|
|270 to 364 days||0.3000||0.3500||0.3500||0.3500|
|1 to 2 years less a day||0.3500||0.3500||0.3500||0.3500|
|2 to 3 years less a day||0.4500||0.4500||0.4500||0.4500|
|3 to 4 years less a day||0.5000||0.5000||0.5000||0.5000|
|4 to 5 years less a day||0.7000||0.7000||0.7000||0.7000|
|5 years and over||1.0000||1.0000||1.0000||1.0000|
Interest rates are subject to change without notice at any time.
U.S. term deposits are not redeemable prior to maturity.
Rates shown are calculated on a per annum, 365 or 366 (366 only if a leap year) day basis.
For terms less than 1 year, interest is paid at maturity. For terms of one year or longer, interest is paid annually.
To purchase these GICs, visit invest online, call 1-800-769-2599 or visit an RBC Royal Bank branch. You can find the location and phone number of the nearest RBC Royal Bank branch by using our Branch Locator. Please call and arrange to have one of our investment specialists meet with you at your convenience.