Whether you want to take advantage of a great deal, need to buy an emergency replacement part or feel confident that you have access to funds to cover outstanding cheques, our short-term and operating loans give you instant access to the credit your business needs.
Help you cover gaps in your cash flow
Allow you to purchase equipment, materials or inventory when you need them
Save you money on borrowing with competitive interest rate products
Protect your business’ reputation and credit rating with instant and extended credit when you’re short of funds.
Funds are available immediately when your account balance dips below $1
Ensure no cheques or payments will be returned for non-sufficient funds for amounts within your overdraft limit
Overdraft limit available up to $10,000 on most Business Deposit Accounts
Businesses looking to control day-to-day cash flow
Those who need to cover outstanding payments when revenue is slow to come in
Companies interested in simplifying borrowing needs – overdraft is attached to your account
Access the credit you need, when you need it, to run your business smoothly with a line of credit.
Access to funds through Online Banking for Business, ATMs or in branch
The line of credit will automatically be paid down with supplemental funds from your everyday operating account
Credit lines start at $10,000
Businesses looking for the security of knowing funds will be available when they are needed
Owners wanting to simplify cash management with two-way revolving functionality
Simplifying borrowing needs
For businesses looking for the convenience of a credit card but the functionality and low interest rate of a line of credit.
No fee, with a competitive low interest rate
Earn 1 RBC Rewards point for every $2 spent with your card*
Use points to invest in your business, reward yourself or incent employees
Small businesses that don’t require employee cards
Owners who want an unsecured line of credit in the convenience of a credit card
Those who want to earn rewards with no annual fee and a low interest rate