Common Reasons to Choose Short-Term Loans

  • Help you cover gaps in your cash flow

  • Allow you to purchase equipment, materials or inventory when you need them

  • Save you money on borrowing with competitive interest rate products

Loan Calculator

Quickly calculate the monthly payment and interest costs for various types of loans**.

Royal Business Overdraft

Protect your business’ reputation and credit rating with instant and extended credit when you’re short of funds.

  • Funds are available immediately when your account balance dips below $1

  • Ensure no cheques or payments will be returned for non-sufficient funds for amounts within your overdraft limit

  • Overdraft limit available up to $10,000 on most Business Deposit Accounts

View Details about Royal Business Overdraft

Best For:

  • Businesses looking to control day-to-day cash flow

  • Those who need to cover outstanding payments when revenue is slow to come in

  • Companies interested in simplifying borrowing needs – overdraft is attached to your account

Royal Business Operating Line

Access the credit you need, when you need it, to run your business smoothly with a line of credit.

  • Access to funds through Online Banking for Business, ATMs or in branch

  • The line of credit will automatically be paid down with supplemental funds from your everyday operating account

  • Credit lines start at $10,000

View Details about Royal Business Operating Line

Best For:

  • Businesses looking for the security of knowing funds will be available when they are needed

  • Owners wanting to simplify cash management with two-way revolving functionality

  • Simplifying borrowing needs

CreditLine for Small Business

For businesses looking for the convenience of a credit card but the functionality and low interest rate of a line of credit.

  • No fee, with a competitive low interest rate

  • Earn 1 RBC Rewards point for every $2 spent with your card*

  • Use points to invest in your business, reward yourself or incent employees

View Details about CreditLine for Small Business

Best For:

  • Small businesses that don’t require employee cards

  • Owners who want an unsecured line of credit in the convenience of a credit card

  • Those who want to earn rewards with no annual fee and a low interest rate

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