A Canada Small Business Financing Loan
Is Commonly Used For:

  • New businesses looking for financial support to start or grow a company
  • Established businesses experiencing issues with cash flow as a result of a large investment

Key Benefits

Loan Is Guaranteed

85% of the loan is guaranteed by the Federal government.

Previous Purchases Are Eligible

Purchases made within the past 365 days prior to the date of the loan approval are eligible for financing.

Repayment Options That Work for You

  • Floating rate principal plus interest
  • Floating rate principal including interest (blended payments)
  • Fixed rate principal plus interest rate
  • Fixed rate principal including interest (blended payments)

Terms That Meet Your Needs

  • Amortization for all asset classes, including real property/immovable, equipment, leasehold improvement, intangible asset and working capital, up to 15 years

What Else Do You Need to Know?

Business Loan Insurance Plan** is available for the Canada Small Business Financing Loans (certain conditions may apply).

Fee Details

Document preparation fee: $175

Application fee: $100

Renewal fee $0 (if stand-alone CSBFL)

Registration Fee: One-time Federal Government registration fee of 2% of the loan amount (which may be included in the amount borrowed)

A 1.25% Administration Fee is included as part of your interest rate

Ready to Get Started?

How many employees do you have?

Call our 24/7 Business Helpline



Locate a Branch Near You

Find a Branch

You May Also Be Interested In:

Automated Payroll by ADP

Streamline your employee payroll process with ADP—with automatic tax remittance and deposits.

Payment Solutions

Improve your cash flow with Moneris. Accept debit and credit card payments any way your customers want to pay, in-store, online or on mobile.

Everyday Operating Accounts

Stay on top of the day-to-day financial needs of your business.