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Mortgages

Make Your Best Move Yet with an RBC Mortgage

Whether you’re buying your first home or next home, renewing or refinancing, investing or upgrading, we can walk you through your options and help you find the solutions that best fit your needs.

Here to Help Your Homeownership Journey

We want to see you fulfill your goals, where and when it's convenient for you - from advice to application to funding, and beyond.

Online Mortgage Pre-Approval

Know how much you can afford and lock in your rate in just a few steps.

Get Pre-Approved Now
Home Value Estimator

See the estimated value of your home by answering a few questions.

Get Started
RBC Mortgage Advisors

Get support from a dedicated mortgage advisor, in-person, by phone or by video.

Find an Advisor
Manage Your Mortgage

Pay off your mortgage even sooner, use your home equity to fund your goals and more.

Learn More

View our Rates

The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages.

3 yr fixed closed

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% APR

5 yr fixed closed

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% APR

5 yr variable closed

RBC Prime Rate % (3.950%)

% APR

Find Your Rate

Mortgage Payment Calculator

Quickly See What Your Mortgage Payments Might Look Like

View All Calculators

Mortgage Specialist Locator

Speak to a Mortgage Specialist by phone or video, and in provinces where electronic signatures are permitted, send your paperwork and sign your documents electronically.

 
Advanced Search Options

 
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.
The Online Mortgage Pre-Approval tool provides you with the maximum mortgage lending amount and mortgage rate you may be pre-approved for by RBC, based on the accuracy and completeness of the information provided by you. Terms and Conditions will apply, please refer to the Terms and Conditions for full details.
We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.