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Apply for an RBC Cash Back Mastercard

RBC Cash Back Mastercard

Get up to $75 in value with this exclusive offer for Petro-Points members!*

(Offer ends Aug 15th, 2022)

Limited Time Offer

  • Get 5% bonus cash back on eligible purchases on your card (max. spend $1000) within the first three months of approval ($50 value)**
  • Receive a one-time bonus of 25,000 Petro-Points ($25 value) when you link your new credit card to your Petro-Points card1. Linking must be completed within 30 days of credit card approval
  • Plus, always instantly save 3¢/L2 on fuel and always earn 20% more Petro-Points3 at Petro-Canada when you pay with your linked RBC card2

Apply Now

Card Details

Annual Fee:
Additional Card:
Purchase Rate:
Cash Advance Rate:

(21.99% if you reside in Quebec)

Cash Advance Fee: $5.00

Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount

Dishonoured Payment Fee: $45.00

Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)

Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec).

Cash Back Benefits

Easy and Convenient to Earn Cash Back

  • 2% cash back on grocery store purchases (up to $6,000 annually).5
  • Up to 1% cash back on all other qualifying purchases and pre-authorized payments.5

No Limit to What You Can Get Back

Get unlimited cash back4, plus your rewards accumulate automatically, so tracking is hassle-free.

Additional Features

  • Purchase Security and Extended Warranty Protection6

    Automatically protects your eligible card purchases against loss, theft or damage for up to 90 days, and doubles the manufacturer's original Canadian warranty for up to one extra year.

  • Credit Card Lock7

    Stop charges to your card temporarily when you’ve misplaced it.

Optional Extras

Make the most of your RBC credit card by adding Value Added Services8 such as:

  • Balance Protector Insurance
  • RBC Road Assist
  • Identity Protection
  • Optional Travel Insurance

Save Cash on Every Fill-Up

Link your Petro-Points card to your new RBC Cash Back Mastercard and use it to pay for purchases at Petro-Canada to always:

  • Save 3 ¢/L on gas with every fill-up3
  • Earn 20% more Petro-Points3
  • Earn 20% more RBC Rewards points3

Get This Card

Apply using our safe and secure online application and get a response in less than 60 seconds.

Apply Now

Apply through the link provided by Aug 15th, 2022