Apply for an RBC Cash Back Mastercard

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This offer is not transferable. To take advantage of this offer, you must apply for the RBC Cashback Mastercard credit card through the provided link by August 15th 2022 and be approved by Royal Bank of Canada. The up to $75 value is based on the combined total value of a one-time bonus of 25,000 Petro-Points (“Bonus Petro-Points Offer”) when you are approved and link your new RBC Cashback Mastercard credit card to your Petro-Points account within 30 days of approval ($25 value) and 5% bonus cash back on eligible purchases on your card (maximum spend of $1000) within the first three months of approval ($50 value). This offer may not be combined or used in conjunction with other offer(s), and cannot be applied retroactively to previous purchases. Additional cardholder(s), as well as existing RBC Avion Visa Infinite or RBC Avion Visa Platinum, RBC Rewards+ Visa card, Cathay Pacific‡ Visa Platinum, British Airways‡ Visa Infinite, RBC Rewards Visa Preferred, RBC Rewards+ Visa, RBC Avion Visa Infinite Privilege and RBC Avion Visa Infinite Privilege for Private Banking cardholders, applying for or transferring to an RBC Cash Back Mastercard as of the start of the Offer Period, are not eligible for this offer. RBC reserves the right to cancel, modify or withdraw this offer at any time.

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To take advantage of this offer, you must apply for the RBC Cash Back Mastercard through this page by August 15, 2022, and be approved by Royal Bank of Canada. You will earn an additional $5.00 back for every $100.00 (5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments) charged on your RBC Cash Back Mastercard account within the first 3 months of account opening, up to a maximum total combined spend of $1,000 ("Welcome Bonus"). Thereafter, the standard Cash Back Credit earn rates of up to 2% on Grocery Store Purchases and up to 1% on other Net Purchases (that are not Grocery Store Purchases) apply. The Welcome Bonus is in addition to the standard Cash Back Credit earn rates. Cash Back Credits are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the cash back credits earned by the amounts originally charged. The Welcome Bonus will appear on your next monthly statement after it was earned, and will be credited to your account. For complete details on the RBC Cash Back Program including standard earn rates and crediting of Cash Back Rewards, please refer to the RBC Cash Back Program Terms and Conditions at www.rbc.com/cashbackterms. Offer applies to new RBC Cash Back Mastercard accounts only. One offer per account. Existing cardholders of any RBC personal credit card, applying for or transferring to an RBC Cash Back Mastercard card, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.

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To receive the 25,000 Petro-Points (“bonus points”) you must activate your new RBC Cash Back Mastercard and link it to your Petro-Points account within 30 days of credit card approval. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your new RBC Cash back Mastercard to your Petro-Points account. Card linking may take up to 2 business days to process. Please allow 2-9 weeks for the bonus points to be awarded to your linked Petro-Points account. This offer may be amended or withdrawn without notice at any time, prior to acceptance by you. To take advantage of this offer, you must apply for the RBC Cash back Mastercard through the link provided by.

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To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

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Each time you use your linked RBC Card (defined in #2 above) to pay for Petro-Points purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you would normally earn, in accordance with the Petro-Points terms and conditions available at www.petro-points.com/terms (opens to external site). Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases. Only certain RBC credit cards earn RBC Rewards points. Each time you use your linked RBC Card that earns RBC Rewards points to pay for purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more RBC Rewards points than you would normally earn for every $1 in purchases in accordance with the RBC Rewards Terms and Conditions at www.rbcrewards.com/#!/terms-and-conditions (Another RBC site). Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into RBC Rewards account.

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Unlimited means there is no maximum cash back credits you can earn on Grocery Store Purchases and other purchases (up to your available credit limit) per Annual Period. For complete RBC Cash Back Program Terms and Conditions, please visit: www.rbc.com/cashbackterms (opens pdf).

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You will earn (i) $2.00 back for every $100.00 (2% Cash Back Credit) in Grocery Store Purchases you make, on a maximum of $6,000 in Grocery Store Purchases per Annual Period, (ii) $1.00 back for every $100.00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per an Annual Period, unlimited, (iii) $0.50 back for every $100.00 (0.5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), other than Grocery Store Purchases, on a maximum of $6,000 in Net Purchases (other than Grocery Store Purchases) per Annual Period, and (iv) $1.00 back for every $100.00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), other than Grocery Store Purchases, in excess of $6,000 in Net Purchases (other than Grocery Store Purchases) per Annual Period, unlimited. Grocery Store Purchases are purchases made at merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411). Even though some merchants such as department stores, variety stores and convenience stores may sell groceries, purchases made at these locations may not necessarily qualify as Grocery Store Purchases if the merchant is not classified by MCC 5411. Also, merchants that are not classified by MCC 5411 may be located on the premises of merchants that are classified by MCC 5411, in which case purchases made at these locations would not qualify as Grocery Store Purchases. Royal Bank of Canada (“Royal Bank”) cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will Royal Bank be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. To consult the list of participating merchants, please visit: please visit: www.rbc.com/nofeecashbackinfo (Another RBC site). Provided your New Cash Back Balance is $25.00 or more, Cash Back Credits earned during the year will (i) automatically be credited to your January Account balance and appear on your January monthly statement, (ii) and/or be credited at any other time, upon request. Cash Back Credits are earned on Net Purchases only; they are not earned on cash advances, balance transfers, cash-like transactions and certain bill payments that are not pre-authorized charges that you set up with a merchant, interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at: www.rbc.com/cashbackterms (opens pdf).

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Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by Aviva General Insurance Company. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.

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You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.

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Learn more about optional extras at www.rbcroyalbank.com/credit-cards/cardholders/value-added-services.html (Another RBC site).