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How Do I Choose the Best Rewards Credit Card?
It depends on the type of rewards you want, how much you use your card and how quickly you’re looking to earn. You can collect points for travel, merchandise, gift cards and more, or reward yourself with cash back credits. Either way, we’ve got an option for you.
RBC's Top Choices For Rewards Credit Cards
RBC ION Visa
- Enjoy 3,500 Avion welcome points upon approval^ – that’s a value of $25 in gift cards.
- Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more.1
- No annual fee
- Annual Fee: $0
- Purchase Rate: 20.99%
- Additional Card: $0
- Cash Advance Rate: 22.99%*
RBC ION+ Visa
- Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months.^
- Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more.1
- $4 charged monthly (low Annual Fee of $48)2
- Annual Fee rebated every month for students with eligible accounts.9
- Annual Fee: $48
- Purchase Rate: 20.99%
- Additional Card: $0
- Cash Advance Rate: 22.99%*
WestJet RBC World Elite Mastercard
- Get up to 450 WestJet dollars (a value of up to $450 off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card1
- Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD2 (plus taxes, fees, charges and other ATC). Get an annual round-trip companion voucher for any WestJet destination2.
- Reach higher with WestJet Rewards Status Lift. Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet4
- Annual Fee: $119
- Purchase Rate: 20.99%
- Additional Card: $59
- Cash Advance Rate: 22.99%*
Compare Credit Cards
Compare Credit CardsCompare different types of credit cards to find the one that matches your needs.
Calculate Reward Points
Calculate Reward PointsCalculate potential reward points you can earn based on your monthly spend.
Frequently Asked Questions
Pay with your card and you’ll earn rewards points or cash back credits on your purchases, depending on the card you choose. Redeem your points for travel, merchandise, gift cards and/or financial rewards. If you choose a cash back card, you’ll be rewarded with a cash back credit on your statement.
It depends on the card you choose! Cards that earn:
- Avion points can be redeemed for travel, merchandise, gift cards, financial rewards and more
- Airline rewards like WestJet Dollars, Avios or Asia Miles can be redeemed directly with the airline loyalty program affiliated with your card
- Cash back rewards are credited to your statement as a cash back credit
No, they do not have an expiry date. However, if your account is closed, you have 90 days to redeem any remaining points before they are no longer valid. To learn more, view the
Avion Rewards T&Cs.
That depends on the credit card you have and what you want to redeem for. Log into
www.rbcrewards.com
to discover the possibilities.