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Bank Your Way

With RBC, you can choose a way of banking that’s most convenient and comfortable for you.

Digital Banking image

Online and Mobile Banking

Easily take care of day-to-day banking online from the comfort and security of your home.

Our tutorials can help you find everything you need to get started with RBC Online Banking and the RBC Mobile app.

Get started by selecting the activity you’d like to try:

ATM, Branch and Telephone Banking

Speak with an Advisor or visit an ATM with access to the largest combined branch and ATM network in Canada and 24-hour telephone banking.

Learn More About ATM, Branch & Telephone Banking
ATM, Branch and Telephone Banking

Protect Your Money

Understand how to protect your money, personal information, and how to report suspicious financial activity.

Fraud and Financial Abuse

Financial abuse against seniors can take many forms, such as theft, fraud, and even dishonesty by friends or family members. Learn about the signs to watch out for, common examples of fraud and financial abuse, and how to protect yourself.

Protecting Yourself Online

Now more than ever, day-to-day life is conducted online from connecting with family, checking in with a doctor and doing your banking. The shift to digital has its benefits and at RBC, we believe working together with our clients is the best way to safeguard against financial fraud. Get tips on how to protect your personal information, get up to speed on the latest online scams, and understand how RBC keeps you safe.

Plan For the Future

You’ve worked hard for your money —so it’s important to keep as much of it as possible for both your future and your loved ones. Discover how you can continue to grow, protect and preserve your assets for yourself and future generations.

Retirement Planning Hub

From managing your cash flow to reducing your taxes in retirement, the RBC Retirement Planning Hub provides a wealth of information to help you save, plan and enjoy your retirement regardless of what stage you’re in.

Where are you with your retirement planning?

Wills and Estate Planning

Estate planning is just as important as planning for your retirement. Smart wills and estate planning can maximize the assets passed on to your loved ones and ensure your wishes are carried out efficiently.

Power of Attorney and Joint Banking

A Power of Attorney for property (POA) gives someone you trust the power to make financial decisions on your behalf—if and when it’s necessary. A POA can assist with your banking needs should you be unable to do so yourself.

With a joint bank account, you and the joint owner(s) share equal access and responsibility for all transactions made through the account.

Learn More about POA & Joint Banking


RBC is committed to ensuring you have accessible ways to bank as well as learn about the products and services offered.

Every RBC branch location has at least one dedicated wheelchair accessible ATM that meets and exceeds the Canadian Standards Association (CSA) standards.
Clients who are accompanied by a service animal may access all RBC premises that are normally accessible to clients.
We offer voice guidance enabled banking machines and printed materials in a number of formats including large type, e-text and Braille. Our websites are also developed to be easily accessible and screen reader friendly.
Clients can take advantage of our Teletypewriter (TTY) services, which use teletype devices with written text. Our TTY lines are available in English and French, and are as responsive as our regular phone lines. Just call us at 1-800-661-1275 — we'll be glad to help you.
Read More About Accessibility at RBC

Enjoy Special Offers

Whether you’re already retired or getting close, RBC is here to help you make the most of every dollar. See how you can save on everyday banking and so much more with the 55+ Advantage Offers

Start with a Chequing Account

With an RBC Advantage Banking account you can get:

  • No-Monthly-Fee Banking for a Year1
  • Unlimited debit transactions in Canada3
  • No RBC fee to use another bank’s ATM in Canada3,4
  • Free Interac e-Transfer transactions5,6
  • 1 book of 50 cheques free7
  • Enjoy the Value Program at no additional cost: Shop online8 and in-store with your enrolled account to earn RBC Rewards points on debit.9

No-monthly-fee banking offer valued at more than $140.

Terms & Conditions

You can also add a Credit Card

RBC Cash Back Mastercard

Get 4% bonus cash back on eligible purchases on your card (max. spend $1,250) in the first three months after approval10

(Offer expires Oct 31, 2022)

  • For the first 3 months, get up to 6% cash back on grocery store purchases10,11, made with your RBC Cash Back Mastercard.
  • For the first 3 months, get up to 5% cash back on all other purchases and pre-authorized payments10,11, made with your RBC Cash Back Mastercard.
  • No annual fee

Ask about our other credit cards when you talk to an RBC Advisor

RBC Bank - the Only U.S.-Based Bank Designed Specifically for Cross-Border Canadians.

  • Get No-Annual-Fee Cross-Border Banking for a Year12.
  • Finding the idea of banking and getting credit in the U.S. stressful? We’re with you. We make cross-border banking easy and secure.
  • Easy access to cash with over 50,000 no-fee ATMS13 in all 50 states.
  • Use your Canadian credit history, address and ID to apply for an RBC Bank Visa Signature Black U.S. credit card.
  • Manage your money anywhere, anytime through mobile, online and telephone banking.

RBC Avion Visa Infinite Card

Get 25,000 RBC Reward Points upon approval and your first annual fee of $120 waived. A Value up to $47014

(Offer expires Oct 31, 2022)

  • Earn 1 RBC Rewards point for every dollar you spend15
  • Points don’t expire16 so you can redeem them for gift cards, a short-haul flight17 when you’re ready to travel, and more!
  • No blackout periods or seat restrictions – ever!

Note: This offer is also available for the RBC® Avion® Visa Platinum18 card if you do not meet the minimum annual income requirement of $60,000 (or $100,000 annual household income).

Call to book an appointment to open a bank account over the phone, by video conference or in branch.

Credit Card offers available only to Canadian residents who are born on or before November 1, 19671

Saving and Investing Offers

Grow and protect your nestegg with special GIC rates when you open an RBC RRIF or LIFlegal bug 19.

Book an Appointment

Fuel Savings

Use any linked RBC debit or credit card to save and earn at Petro-Canada.

Save 3¢/L on every fill-uplegal bug 20 and earn 20% more Petro-Points and RBC Rewards pointslegal bug 21,legal bug 22 at Petro-Canada

Simply link your Petro-Points card to your RBC card and start saving and earning every time you visit Petro-Canada. Redeem Petro-Points for free gas, car washes, gift cards, travel and more.

Save on Gas

Here are just a few of the well-known brands you could receive offers from:

Pet Value, indigo, Apple, Petro-Canada, the Keg steakhouse and bar, and H and M

RBC Offers (for Cardholders)

Enjoy exclusive offers from some of your favourite brands when you pay for purchases with an eligible RBC debit or credit cardlegal bug 23.

View RBC Offers
Moneris, Telus Business, ADP - Always Designing for People, Apple, Geek Squad, and Wello

Business Owner Offers

Want to start a new business? Save time and money with offers exclusively for RBC business debit or credit cardholders.

View Business Offers

Health and Wellness Offers

As an RBC client, you also have access to special offers and support for your health and wellbeing.

Get 50 Be Well points for every $1 spent on eligible purchases at Rexalllegal bug 21,legal bug 24

Earn and redeem Be Well pointslegal bug 25 faster for your favourite health and wellness essentials. Simply scan your Be Well card when checking out at Rexall and pay with a linked RBC card.

Try CareEasy, an app that can help you take care of your loved ones

CareEasylegal bug 26 is a simple-to-use mobile app designed to support you as you care for aging loved ones. Coordinate with other caregivers; share, track and contribute to caregiving-related expenses; and stay connected with family and loved ones.

Special Offer for RBC Clients: Save 20% When You Create a Will with Epilogue

Protect your loved ones with a legally-binding Will. Epilogue makes it convenient, easy and affordable to create a custom Will online. Offer ends Dec. 31, 2022.

Speak with an Advisor

RBC Advisors can help guide your financial journey—from taking care of your everyday banking needs to planning for the future. Connect with an RBC Advisor today.

Connect Through MyAdvisor

MyAdvisor is an online service that offers a snapshot of your financial picture, and gives you access to personalized advice from an Advisor by video conference or phone.

Get Started with MyAdvisor

Book An Appointment

Meet an Advisor at a branch near you or connect by phone. It’s easy to book your appointment online, or call 1-800-769-2511

Book an Appointment