Bank Your Way
With RBC, you can choose a way of banking that’s most convenient and comfortable for you.

Online and Mobile Banking
Easily take care of day-to-day banking online from the comfort and security of your home.
Our tutorials can help you find everything you need to get started with RBC Online Banking and the RBC Mobile app.
Get started by selecting the activity you’d like to try:
ATM, Branch and Telephone Banking
Speak with an Advisor or visit an ATM with access to the largest combined branch and ATM network in Canada and 24-hour telephone banking.
- Get in-person advice and information at a branch. Find a branch near you
- Withdraw cash, deposit cheques, pay bills and more at any of our ATMs. Find an ATM near you
- Transfer money, check your balances and more through 24/7 telephone banking

Protect Your Money
Understand how to protect your money, personal information, and how to report suspicious financial activity.
Fraud and Financial Abuse
Financial abuse against seniors can take many forms, such as theft, fraud, and even dishonesty by friends or family members. Learn about the signs to watch out for, common examples of fraud and financial abuse, and how to protect yourself.
Protecting Yourself Online
Now more than ever, day-to-day life is conducted online from connecting with family, checking in with a doctor and doing your banking. The shift to digital has its benefits and at RBC, we believe working together with our clients is the best way to safeguard against financial fraud. Get tips on how to protect your personal information, get up to speed on the latest online scams, and understand how RBC keeps you safe.
Plan For the Future
You’ve worked hard for your money —so it’s important to keep as much of it as possible for both your future and your loved ones. Discover how you can continue to grow, protect and preserve your assets for yourself and future generations.
Retirement Planning Hub
From managing your cash flow to reducing your taxes in retirement, the RBC Retirement Planning Hub provides a wealth of information to help you save, plan and enjoy your retirement regardless of what stage you’re in.
Where are you with your retirement planning?
Wills and Estate Planning
Estate planning is just as important as planning for your retirement. Smart wills and estate planning can maximize the assets passed on to your loved ones and ensure your wishes are carried out efficiently.
Power of Attorney and Joint Banking
A Power of Attorney for property (POA) gives someone you trust the power to make financial decisions on your behalf—if and when it’s necessary. A POA can assist with your banking needs should you be unable to do so yourself.
With a joint bank account, you and the joint owner(s) share equal access and responsibility for all transactions made through the account.
Learn More about POA & Joint BankingAccessiblity
RBC is committed to ensuring you have accessible ways to bank as well as learn about the products and services offered.
Enjoy Special Offers
Whether you’re already retired or getting close, RBC is here to help you make the most of every dollar. See how you can save on everyday banking and so much more with the 55+ Advantage Offers
Start with a Chequing Account

With an RBC Advantage Banking account you can get:
- No-Monthly-Fee Banking for a Year1
- Unlimited debit transactions in Canada3
- No RBC fee to use another bank’s ATM in Canada3,4
- Free Interac e-Transfer transactions5,6
- 1 book of 50 cheques free7
- Enjoy the Value Program at no additional cost: Shop online8 and in-store with your enrolled account to earn RBC Rewards points on debit.9
No-monthly-fee banking offer valued at more than $140.
Terms & ConditionsYou can also add a Credit Card

RBC Cash Back Mastercard
Get 4% bonus cash back on eligible purchases on your card (max. spend $1,250) in the first three months after approval10
(Offer expires Oct 31, 2022)
- For the first 3 months, get up to 6% cash back on grocery store purchases10,11, made with your RBC Cash Back Mastercard.
- For the first 3 months, get up to 5% cash back on all other purchases and pre-authorized payments10,11, made with your RBC Cash Back Mastercard.
- No annual fee
Ask about our other credit cards when you talk to an RBC Advisor
RBC Bank - the Only U.S.-Based Bank Designed Specifically for Cross-Border Canadians.

- Get No-Annual-Fee Cross-Border Banking for a Year12.
- Finding the idea of banking and getting credit in the U.S. stressful? We’re with you. We make cross-border banking easy and secure.
- Easy access to cash with over 50,000 no-fee ATMS13 in all 50 states.
- Use your Canadian credit history, address and ID to apply for an RBC Bank Visa Signature Black U.S. credit card.
- Manage your money anywhere, anytime through mobile, online and telephone banking.
RBC Avion Visa Infinite Card

Get 25,000 RBC Reward Points upon approval and your first annual fee of $120 waived. A Value up to $47014
(Offer expires Oct 31, 2022)
- Earn 1 RBC Rewards point for every dollar you spend15
- Points don’t expire16 so you can redeem them for gift cards, a short-haul flight17 when you’re ready to travel, and more!
- No blackout periods or seat restrictions – ever!
Note: This offer is also available for the RBC® Avion® Visa Platinum18 card if you do not meet the minimum annual income requirement of $60,000 (or $100,000 annual household income).
Call to book an appointment to open a bank account over the phone, by video conference or in branch.
Call us at 1-800-769-2511
Credit Card offers available only to Canadian residents who are born on or before November 1, 19671
Saving and Investing Offers
Grow and protect your nestegg with special GIC rates when you open an RBC RRIF or LIFlegal bug 19.
Book an AppointmentFuel Savings
Use any linked RBC debit or credit card to save and earn at Petro-Canada.
Save 3¢/L on every fill-uplegal bug 20 and earn 20% more Petro-Points and RBC Rewards pointslegal bug 21,legal bug 22 at Petro-Canada
Simply link your Petro-Points card to your RBC card and start saving and earning every time you visit Petro-Canada. Redeem Petro-Points for free gas, car washes, gift cards, travel and more.
Save on GasHere are just a few of the well-known brands you could receive offers from:

RBC Offers (for Cardholders)
Enjoy exclusive offers from some of your favourite brands when you pay for purchases with an eligible RBC debit or credit cardlegal bug 23.

Business Owner Offers
Want to start a new business? Save time and money with offers exclusively for RBC business debit or credit cardholders.
Health and Wellness Offers
As an RBC client, you also have access to special offers and support for your health and wellbeing.
Get 50 Be Well points for every $1 spent on eligible purchases at Rexalllegal bug 21,legal bug 24
Earn and redeem Be Well pointslegal bug 25 faster for your favourite health and wellness essentials. Simply scan your Be Well card when checking out at Rexall and pay with a linked RBC card.
Try CareEasy, an app that can help you take care of your loved ones
CareEasylegal bug 26 is a simple-to-use mobile app designed to support you as you care for aging loved ones. Coordinate with other caregivers; share, track and contribute to caregiving-related expenses; and stay connected with family and loved ones.
Special Offer for RBC Clients: Save 20% When You Create a Will with Epilogue
Protect your loved ones with a legally-binding Will. Epilogue makes it convenient, easy and affordable to create a custom Will online. Offer ends Dec. 31, 2022.
Speak with an Advisor
RBC Advisors can help guide your financial journey—from taking care of your everyday banking needs to planning for the future. Connect with an RBC Advisor today.
Connect Through MyAdvisor
MyAdvisor is an online service that offers a snapshot of your financial picture, and gives you access to personalized advice from an Advisor by video conference or phone.
Get Started with MyAdvisorBook An Appointment
Meet an Advisor at a branch near you or connect by phone. It’s easy to book your appointment online, or call 1-800-769-2511
Book an AppointmentOffer available to Eligible Personal Clients without a Personal Banking Account with Royal Bank at the beginning of the Promotional Period or in the five year period before the start of the Promotional Period, who open their first new RBC Advantage® Banking account (monthly fee of $11.95) (“Eligible Personal Banking Account”) by May 31, 2022 and who comply with all other terms and conditions. You must also complete at least two of the following Qualifying Criteria by July 31, 2022: (i) set up at least two pre-authorized payments from the Eligible Personal Banking Account; (ii) set up at least one automated and recurring payroll or pension direct deposit to the Eligible Personal Banking Account; and/or (iii) set up at least two eligible bill payments to a service provider from the Eligible Personal Banking Account. Offer will be deposited into your Eligible Personal Banking Account between 2 and 10 weeks of completing all Qualifying Criteria. Offer may not be combined with any other Personal Banking Account offers. Royal Bank of Canada may withdraw or amend this Offer at any time without notice. For full details including defined terms visit www.rbc.com/offerairpodspro
Offer available April 1, 2022 - May 31, 2022 (“Promotional Period”)
RBC Cash Back Mastercard Annual Fee: $0
RBC Avion Infinite Visa Annual Fee: $120 ($50 for Additional Cards)
ADDITIONAL CREDIT CARD FEES:
Cash Advance Fee: $5.00
Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (fee does not apply if you reside in Quebec)
Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (fee does not apply if you reside in Quebec)
One offer per eligible account. Existing cardholders of any RBC personal credit card, applying for or transferring to an RBC Cash Back Mastercard card, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer except as otherwise set out. Royal Bank of Canada reserves the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.
Subject to applicable minimum investment amounts, depending on the type of GIC purchased and the type of registered account in which that GIC is held.
Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases.
Eligibility criteria for an RBC Offer: (a) is determined by RBC, (b) may vary depending on the offer, and (c) may be based on the client’s preferences and account status. Eligible clients will refer to the terms and conditions applicable to each specific RBC Offer for more details.
For complete terms and conditions that apply to the RBC Rewards program, please visit: www.rbcrewards.com(Opens in new window) or call 1-800-769-2512
Call Us
Description | Phone Number |
---|---|
Everyday Banking | |
Banking Accounts Client Cards Lines of Credit and Loans Mortgages |
1-800-769-2511 TTY: 1-800-661-1275 |
Credit Cards Business Clients |
1-800-769-2512 TTY: 1-800-769-2518 |
Business Banking | 1-800-769-2520 |
Online Banking Mobile Banking |
1-800-769-2555 |
Investments | |
RRSPs, RESPs, TFSAs Mutual Funds & GICs |
1-800-463-3863 |
RBC Direct Investing™ | 1-800-769-2560 |
RBC Dominion Securities | 1-888-820-8006 |
Insurance | |
Home Protector® Insurance LoanProtector® Insurance |
1-800-769-2523 |
BalanceProtector® Insurance (optional protection for RBC Credit Cards) |
1-888-896-2766 |
Business Loan Insurance Plan | 1-800-769-2523 |
Travel HealthProtector® | 1-866-625-3508 |