Check your balances, transaction history, schedule bill payments and track your spending 24/7. Plus so much more!
Pay bills, transfer funds, send money and apply for products—whenever it’s convenient for you.
Link your other RBC U.S., Business or Investment accounts and access them all with a single sign-in.
View your account details and transaction history for the last seven years. You can also set up and receive RBC Alerts about your banking activity and available RBC Offers.
It’s a breeze to move money to your savings account, pay down your credit card, loan or credit line, or make a payment on your mortgage2. You can also transfer money between your RBC Royal Bank Canadian and RBC Bank (U.S.) accounts, instantly and for free3.
Pay one or multiple bills at once (it will only count as one transaction2), and set up future payments for regular bills.
It’s simple and FREE4 to send money to anyone with an email address or cell phone number using the Interac e-Transfer service. Or use our International Money Transfer service and send money to almost any country in the world (including the U.S.) for only $13.95 per transaction5.
Easily access your RBC Royal Bank credit cards and credit lines. View your balance and available credit, make payments, apply for a new credit line or request a limit increase.
Stay on top of your mortgage and loan details including your outstanding balance, interest rate and payment details. You can also skip a payment or make a double-up or lump sum payments on your mortgage.6
Track your RBC Royal Bank investments, RBC Direct Investing and RBC Dominion Securities accounts in one convenient place. Plus, contribute to your RRSP, renew GICs, buy RBC Mutual Funds and get personalized investment advice with MyAdvisor.
Purchase foreign cash 24/7 through RBC Online Banking and pick it up at any of the 1,200+ RBC branches in Canada.7
Have a question about your accounts or a recent transaction? Send us a message through our Secure Message Centre and we’ll get back to you within 48 hours. It’s a secure and convenient way to reach a helpful RBC representative.
Purchase insurance coverage for your RBC loans, mortgages or credit cards or get travel insurance coverage for your next trip.
Order the foreign currency you need online, and have it delivered to a branch of your choice.
Save a tree and cut down on clutter. You can view, print or save electronic statements to your computer and access up to seven years of archived statements.
Should anything ever happen, we’ve got you covered. We’ll fully reimburse you for any unauthorized transactions7 made through the RBC Mobile app or RBC Online Banking.
We’re at the forefront of cyber-security and use the latest and most advanced technology to keep your information secure—no matter when or how you bank.
To sign in to Online Banking:
When you bank online - or even with your mobile phone - you can easily check your balances, view your transactions or statements, pay bills and transfer funds at any time – wherever and whenever it’s convenient for you. And when you use RBC Online Banking, you also have access to myFinanceTracker – an online money management tool that automatically categorizes your expenses, letting you track your spending, set savings targets and create a budget in minutes.
Online Banking is also an extremely safe and secure way to bank, so you can be confident your money is protected at all times.
To learn more, check out the following RBC Advice Centre content:
No matter what kind of RBC account you have, enrolling in RBC Online Banking is easy! Go to RBCRoyalBank.com. On the right side of the page in the Sign In box, select Enrol Now.
As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol.
If you are an automotive finance, mortgage, credit line, Homeline, loan or investment client, you’ll need your account number and transit number.
If you’d like to enrol your business account for Online Banking, you’ll need your RBC Royal Bank Business Client Card.
Enrol in person or on the phone
Alternatively, you can visit a local branch or call the RBC Advice Centre at 1-800-769-25551-800-769-2555.
Business clients can call us at 1-800-769-25201-800-769-2520.
Your banking password is the same for both online and mobile, so you can reset it either way.
Go to the Online Banking Sign-In page and select Reset Your Password, just below the Password field. Then follow the instructions on the screen.
RBC Mobile Users:
If your account is temporarily disabled, you can tap the Reset Password link anytime directly from the Sign In page. Then follow the instructions on the screen.
You will be sent a temporary authentication code via text (SMS), email or voice mail, which ever you prefer.
Remember: You’ll need your RBC Royal Bank Client Card number or an RBC Royal Bank Credit Card number associated with Online Banking.
The next time you’re going to sign in:
You can make a bill payment in Online Banking.
Before you can make bill payments in Online Banking, you'll need to set up a list of payees. Sign in to Online Banking and select the "Manage Payees" option from the Accounts Summary page. You can then choose “Add Payee” in the left side menu and follow the instructions.
To make a payment online:
Whether you're at home or away you can arrange to have payments and transfers made at a predetermined frequency or specified dates. Simply specify the amount and how often you want the transfers to occur (such as once a week, every 2 weeks or once a month).