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The protection included with our cards is new CHIP and Personal Identification Number (PIN) technology. You are provided with enhanced protection against counterfeiting and card fraud with an encrypted microchip embedded in the card that is virtually impossible to replicate.

Used in combination with a PIN for transaction authorization -- similar to your debit card – your credit card has an added layer of protection because your PIN is unique to you. Learn more about Chip & Pin Technology.

Optional BalanceProtector® insurance can be added to your RBC Royal Bank credit card. BalanceProtector® Max is a low-cost way to make sure your RBC Royal Bank® credit card balance doesn’t become a burden to you or your family should something unexpected happen.

BalanceProtector insurance provides you with affordable protection to cover an outstanding credit card balance of up to $25,000. Learn more about BalanceProtector for Credit Card Customers.

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