Guaranteed Investment Certificates (GICs)

You can purchase a GIC through RBC Online Banking if you have an RBC Royal Bank chequing or savings account or an existing GIC.

The following GICs can be purchased through online banking:

  • Non-Redeemable GIC*
  • One-Year Cashable GIC**
  • U.S. Dollar Term Deposits**
  • Prime-Linked Cashable GIC**
  • Five-In-One GIC**
  • RateAdvantage GIC**
  • Redeemable GIC*

* (available in both Non-Registered or Registered)

**(eligible for Non-registered only)

You can update your GIC maturity instructions through RBC Online Banking if your GIC is held within a RRSP or TFSA. (Note: you can't update your maturity instructions if you've already indicated that you want your GIC to renew into a different GIC type)

View all related GICs FAQs

Mutual Funds

You can buy mutual funds through RBC Online Banking providing:

  • You’re purchasing the mutual fund within an existing registered plan (i.e. TFSA, RRSP)
  • Have Online Banking access, and
  • Have an up-to-date Investor Profile

Sign in to buy mutual funds online

View all related Mutual Funds FAQs

Portfolio Solutions

You can buy an RBC Portfolio Solution through RBC Online Banking, providing:

  • You’re purchasing the RBC Portfolio Solution within an existing registered plan (i.e. TFSA, RRSP)
  • Have Online Banking access, and
  • Have an up-to-date Investor Profile

Sign in to buy mutual funds online

View all related Portfolio Solutions FAQs

Savings Deposit

If you have access to RBC Online Banking, you can buy an RBC Savings Deposit online. You must also have an existing registered account (e.g., TFSA, RRSP) and an existing RBC Royal Bank chequing or savings account.

Sign in to buy an RBC Savings Deposit online

View all related Savings Deposits FAQs

Tax Free Saving Account (TFSA)

You can view your TFSA account information, balances, Investor Profile, transaction history and download documents through RBC Online Banking.

You can open a new TFSA through RBC Online Banking. If you are not a current online banking client you can self enrol.

You can contribute to your TFSA through RBC Online Banking if you have a RBC Royal Bank chequing or savings account. Sign in to contribute to your TFSA online.

Yes, you can set up an RBC TFSA-Matic®, which lets you manage the frequency and amount of contributions to your TFSA using funds from your RBC Royal Bank chequing or savings account.

You can start, change or pause/stop your TFSA-Matic contributions online by Signing in to Online Banking:

Choose your TFSA, and click "Manage Pre-Authorized Contributions" from the left menu.

You can switch investment product types within your TFSA through RBC Online Banking.

View all related TFSA FAQs

Registered Retirement Savings Plan

You can view your RRSP account information, balances, Investor Profile, transaction history and download documents through RBC Online Banking.

To start, change or stop your RSP-Matic contributions,  Sign in to Online Banking,  Choose your RRSP, and click "Manage Pre-Authorized Contributions" from the left menu.

You can switch investment product types within your RRSP through RBC Online Banking.

View all related RRSP FAQs

Registered Retirement Income Fund

You can view your RRIF account information, balances, Investor Profile, transaction history and download documents through RBC Online Banking.

You can switch investment product types within your RRIF through RBC Online Banking.

View all related RRIF FAQs

Registered Education Savings Plan

You can view your RESP account information, balances, Investor Profile, transaction history and download documents through RBC Online Banking.

To contribute to your RESP online Sign in to Online Banking, choose your RESP, and click "Contributions" from the left menu.

Yes, you can set up an RBC RESP-Matic®, which lets you specify automatic contributions (weekly, monthly, etc.) to your RESP using funds from your RBC Royal Bank chequing or savings account. To start, change, pause or stop your RESP-Matic contributions Sign in to Online Banking, choose your RESP, and click "Manage Pre-Authorized Contributions" from the left menu.

You can switch investment product types within your RESP through RBC Online Banking.

View all related RESP FAQs

Registered Disability Savings Plan

You can view your RDSP account information, balances, Investor Profile, transaction history and download documents through RBC Online Banking.

To start, change or stop your RDSP-Matic contributions Sign in to Online Banking: Choose your RDSP, and click "Manage Pre-Authorized Contributions" from the left menu.

Yes, you can set up an RBC RDSP-Matic, which lets you specify automatic contributions (weekly, monthly, etc.) to your RDSP using funds from your RBC Royal Bank chequing or savings account.

View all related RDSP FAQs