Information for ICICI Bank Hello Canada Clients
RBC is proud to work with ICICI Bank Canada to make it easier for newcomers to arrive and settle in Canada.
This special collaboration allows you to link your accounts between ICICI Bank Canada, one of the largest banks in
India, and RBC, the largest bank in CanadaLegal Disclaimer 1. By bridging your accounts, you can easily access the products and advice
that will help you thrive in Canada.
Everything you need for a strong financial start in Canada

Open an RBC bank account
- Enjoy no-monthly-fee banking for a yearLegal Disclaimer3.
- Get unlimited debit transactions in Canada.
- Take advantage of no-fee International Money Transfers.

Add an RBC credit card
- Get up to a $15,000 credit limit on an RBC credit card – no credit history requiredLegal Disclaimer 2.
- Explore credit card options (opens in a new window) that meet your needs.
- Start building a credit history in Canada.

Conveniently bank across Canada
- Bank anytime, anywhere with the RBC Mobile app.
- Earn Avion points on credit and debit purchases made in-store or online.
- Take advantage of the largest combined branch and ATM network in Canada – over 1,200 branches and 4,300+ ATMs.
Visit ICICI Bank Canada to start your journey with Hello Canada
Apply Online
Special Offers for Newcomers
Get up to 12% cash back with a new RBC Cash Back Mastercard
(up to $200 in value)Legal Disclaimer† (opens in a new window)

You Can Get up to a $15,000 Credit Card LimitLegal Disclaimer# (opens in a new
window) and No-monthly-fee Banking for a YearLegal Disclaimer& (opens in a new
window)
View More Details

Plan your future in Canada with confidence
Save for the future
- Whether you’re saving to buy a home, start a business, send a child to university or retire in the future, RBC financial advisors can help you grow your savings to meet your goals.
- RBC offers various investment plans to grow and protect your savings. Choose between dedicated support from a financial or wealth management advisor or invest online using RBC’s direct investing tools.
Buy a home in Canada
-
With tailored options for newcomers, you may be eligible for an RBC mortgage even without Canadian credit history.
Speak with a mortgage specialist to explore your options. - Download the Newcomer’s Guide to Finding a Home in Canada (opens pdf in a new window) to learn about the home buying and financing process in Canada.
Build your credit history
- As a newcomer, it’s important to build a credit history in Canada. With a good credit history and credit score, you may enjoy more favourable terms should you need to borrow money in the future.
- Learn about best practices to build a strong Canadian credit history.
Buy a car in Canada
- Vehicles offer freedom and flexibility to get around. RBC offers convenient and flexible financing options for your
first car in Canada.
You may be eligible even with no Canadian credit history. - Finance a new or used vehicle up to 10 years old right at the dealership (opens in a new window). RBC Financing is available at over 4,500 dealerships, with flexible repayment options.
Legal Disclaimer1
By market capitalization
Legal Disclaimer2
An RBC Royal Bank credit card with no credit history required is available to RBC personal deposit clients who are (i)
permanent residents and international students who arrived in Canada within the last 12 months, or (ii) temporary
resident workers who arrived in Canada within the last 48 months, provided you meet all of the eligibility and credit
criteria of Royal Bank of Canada.
Legal Disclaimer3
Monthly fee will be waived for the first twelve months upon account opening of the RBC Advantage Banking account or RBC
VIP Banking account. Thereafter the monthly fee will be charged: monthly fee of $11.95 for the RBC Advantage Banking
account or monthly fee of $30.00 for the RBC VIP Banking account. For RBC VIP Banking account, $10,000 CAD must be
deposited into the account within 20 days of account opening to qualify for the promotional offer, and offer expires
February 28, 2025. Other account transaction fees may apply. Monthly fee waiver for the first twelve months may be
replaced with any in-market offer that applies to the RBC Advantage Banking or RBC VIP Banking account. Offer may be
withdrawn or amended at any time without notice.