Simplify How you Send and Receive Money

Want to send money to your child, landlord, co-worker or a friend? If they have a bank account at a Canadian financial institution, you can send money any time by using the Interac e-Transfer service available in RBC Online Banking1 or the RBC Mobile1 app.

Benefits of an Interac e-Transfer

It's easier than cheques, more secure than cash, and is FREE for all personal chequing accounts2.

It's Simple

All you need is the recipient's name and email address or mobile number.

It’s Convenient

Easily send money through email or text message. If you have an Apple device, you can even send money using voice command.

It’s Fast

Recipients are notified via email or text message, and can deposit the money immediately through their Financial Institution’s online banking service.

Keeping Your Transactions Safe

Do Your Part to Safeguard your Transactions!

When sending an Interac e-Transfer, always use safe email, security and password practices. Create passwords and questions that are unique and not easily guessed or obtained by others.

Autodeposit

Autodeposit adds another layer of security and convenience, allowing you to bypass the need for security questions altogether. Have funds deposited directly into your account.

RBC Digital Banking Security Guarantee

While the notifications are sent through email or text, your money is always transferred through RBC Online Banking or the RBC Mobile app, which are protected with multiple layers of security. We’ll fully reimburse you for any unauthorized transactions3 made.

Request Money

Want to remind a friend to pay you back for lunch or about that gift you split the cost on? Ask them to send you an Interac e-Transfer using the Request Money4 feature. It’s a simple and fast way to send a friendly payback reminder.

Not Enrolled Yet?

Get immediate access to your accounts and enjoy the ability to send, receive and request money using the Interac e-Transfer service.

Enrol in RBC Online Banking

Or download the RBC Mobile app

Get the RBC Mobile app on Google Play (opens in a new window) Get the RBC Mobile app in the App Store (opens in a new window)

Frequently Asked Questions

You can send an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app. Follow the steps below.

Steps to send an Interac e-Transfer

You can easily view the status of your Interac e-Transfer through RBC Online Banking and the RBC Mobile app.

Steps to view status of an Interac e-Transfer

You can cancel and reclaim an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app as long as it has not been deposited by the recipient.

Steps to cancel an Interac e-Transfer