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Unlock Savings and Rewards
Save money with rebates and discounts—and get more for the things you do every day.
Now earn Avion points with your bank account.
Whether you’re shopping online or in-store, get Avion points when you pay with an eligible account enrolled in the Value Program.legal bug 1
Save on monthly fees—no minimum balance needed.
Pay as low as $0/month for an eligible account when you have other RBC products and do simple activities like direct deposit.legal bug 2
Saving on Fees
Save cash on gas.
Save 3¢/L on gaslegal bug 3 at Petro-Canada with every fill-up using your linked RBC card.
Saving on GasNEW: Get a clear picture of the benefits you can enjoy with an eligible RBC bank account.
Get the new Apple Watch
with an eligible RBC bank accountlegal bug 6
Choose your case size, colour and band!legal bug*
Offer Ends June 3, 2024
Support & Resources
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Your Top Questions Answered
Your Top Questions Answered
RBC Vantage is the way we describe all of the powerful benefits you can get just by having an eligible RBC bank account. There is no additional cost to enjoy these benefits—and you don’t need a minimum balance.
Here are just a few ways you can take advantage of these benefits:
- Earn Avion points with an eligible bank account by enrolling your account in the Value Program and making debit purchases in-store or online using your enrolled account.legal bug 1
- Save on monthly fees when you enrol your account in the Value Program, have 2 or more additional eligible RBC product categories, and complete at least 2 out of 3 regular account activities (a pre-authorized payment, direct deposit or bill payment) with your enrolled account each month.legal bug 2
- Save 3¢/L on gas at Petro-Canada with every fill-up using your linked RBC card.legal bug 3
- Load available offers to your eligible RBC debit card and start getting rewarded with offers from popular brands.legal bug 7
No minimum balance is required in any of our bank accounts—even to save on monthly fees. Learn how to save on monthly fees through the Value Program.
You can enjoy the powerful benefits of RBC Vantage at no additional cost. Our chequing accounts have monthly fees (and standard banking and transaction fees that may apply to your account depending on your banking activity), but there is no additional fee for RBC Vantage. In fact, we offer ways to save on your monthly fees—in some cases, you could pay as low as $0 per month.legal bug 2 Learn how to save on monthly fees through the Value Program.
No, RBC Vantage isn’t a bank account—it describes all of the powerful benefits you get with any eligible RBC bank account.
Yes, if you have an eligible RBC bank account, you can enjoy the powerful benefits of RBC Vantage at no additional cost beyond your standard bank account fees. There are monthly fees associated with our chequing accounts, but also ways to save on those fees—in some cases, you could pay as low as $0 per monthlegal bug 2—with no minimum balance required. In addition to the monthly fee, there are also other standard banking and transaction fees that may apply to your account based on your banking activity. Learn how to save on monthly fees through the Value Program.
The Vantage Snapshot is a new feature in the RBC Mobile app that gives you a clear, personalized picture of the value you get from your eligible RBC bank account. This may include any cost savings, and your total, available Avion points balance—plus tips to help you unlock even more benefits—all in one spot.
You can access your Vantage Snapshot in the RBC Mobile app by tapping Vantage Snapshot under the More menu.
RBC Vantage is the way we describe all of the powerful benefits you can get just by using your eligible RBC bank account. There is no additional cost to enjoy these benefits—and you don’t need a minimum balance.
Available in the RBC Mobile app, the Vantage Snapshot gives you a clear, personalized picture of the value you get from using your eligible RBC bank account. This may include any cost savings, and your total, available Avion points balance—plus tips to help you unlock even more benefits—all in one spot.
There are several ways to earn Avion points. For example, you can earn points when you make debit purchases with an eligible RBC bank accountlegal bug 1 that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card.
Learn more about Avion Rewards or see how to earn Avion points with your bank account through the Value Program.
Yes! All of the benefits under RBC Vantage are optional—and all of them are available to you with any eligible RBC bank account.
Some benefits are automatically available to you. For example, NOMI is available in the RBC Mobilelegal bug 4 app—you just need to opt in to use some of the services.
If you want to receive certain other RBC Vantage benefits, you will need to take specific actions. For example:
- To earn Avion points with an eligible bank accountlegal bug 1, you need to enrol your account in the Value Program and use your account to make debit purchases in-store or online.
- To save on monthly fees through the Value Program, you need to enrol your eligible bank account in the Value Program, have 2 or more additional eligible RBC product categories, and complete at least 2 out of 3 regular account activities (a pre-authorized payment, direct deposit or bill payment) with your enrolled account each month.legal bug 2
- To save 3¢/L on gaslegal bug 3 and earn 20% more Petro-Points at Petro-Canada locations, you need a Petro-Points card and you have to link your eligible RBC debit card or credit card to your Petro-Points card.
You can opt in (or opt out of) various features and benefits at any time.
Avion Rewards gives you the opportunity to earn Avion points in many ways and the flexibility to redeem them for nearly endless options—travel the world, buy merchandise and gift cards from some of your favourite brands, pay down bills, invest in your future and much more.
There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank accountlegal bug 1 that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card.
Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program.
Learn more about Avion Rewards.
Yes, you can combine the Avion points you have earned using your eligible RBC bank accountlegal bug 1 (by making in-store or online debit purchases) with the points you have earned with your personal or business Avion Rewards credit card and vice versa.
Here’s how to combine your Avion points under one points-earning product:
- Log in to rbcrewards.com and click the “transfer” tab.
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From the drop-down menu, select “Transfer Points”.
You can transfer points between the products shown in the drop-down menu. - Within “Transfer Points,” you can set up a one-time transfer or an auto-transfer so that all the points you earn with your points-earning products can be pooled to one points account, making it easy to keep track of your points in one place and get you closer to your redemption goals.
Note: Points are transferred on a 1:1 basis, meaning the number of points you transfer will not change from one points-earning product to another. In addition, there is no fee to transfer points.
No, RBC Vantage isn’t a loyalty program—it describes all of the powerful benefits you can get with any eligible RBC bank account, including the Value Program and many other benefits.
Unlock Confidence
Easily access the tools you need to manage your money.
Get personalized insights and more.
Want to see what you spent on groceries last month—or if a payment might be due soon? NOMI can tell you this and more.
Explore NOMI
Insights—only available in the RBC Mobile app.
Never worry about a lost card.
Easily lock a misplaced debit or credit card in the RBC Mobilelegal bug 4 app. Unlock it just as fast.
Make budgeting quick and easy.
NOMI can suggest a budget based on your savings and spending habits—and even help you stick to it.
Save money you didn’t even know you had.
Save money you didn’t even know you had.
Available in the RBC Mobile app, NOMI Find & Savelegal bug 8 learns your spending patterns to find extra dollars it thinks you won’t miss and automatically moves them to a savings account.
Get personalized insights and more.
Want to see what you spent on groceries last month—or if a payment might be due soon? NOMI can tell you this and more.
Explore NOMI
Insights—only available in the RBC Mobile app.
Unlock Support
When you need us, we’re here.
See if something looks off, right from your phone.
NOMI can tell you if it thinks a duplicate or unusual transaction was made on your account. Simply open the RBC Mobile app and view NOMI Insights.
Easily plan and manage your money.
Make more informed decisions about your money with MyAdvisor—the perfect balance of a digital platform with human advice when you need it.
Get the right account—or your money back.
If you’re not 100% satisfied within the first 4 months, we’ll refund up to 3 months of your monthly feeslegal bug 5. That’s our Right Account Guarantee®.
Get advice any time you need it, at home or in-person.
Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help.
Eligibility criteria for an offer: (a) is determined by RBC, (b) may vary depending on the offer, and (c) may be based on the client’s preferences and account status. Eligible clients will refer to the terms and conditions applicable to each specific offer for more details.