How to Travel in Canada and Abroad Using Travel Points

Travelling doesn’t have to be expensive. For many Canadians, travel points make it possible to explore new places affordably, or even for free. In this article, we’ll
break down what travel points are, how to earn and redeem them, and how to get the most value from every point, whether you’re heading to the Rockies or Rome.
With a little strategy and the right tools, your next adventure could be closer than you think.

What are travel points?

Travel points are rewards earned through loyalty or credit card programs that can be redeemed for travel-related expenses like flights, accommodations, car
rentals, and more.

Understanding the basics of how travel points work is the first step in making them work for you.

Travel points glossary

Before diving deeper, it helps to know a few common terms you’ll come across when managing or redeeming points:

• Loyalty or reward program: A membership program offering points in return for continued spending

• Redemption: The process of exchanging points for rewards

• Redemption schedule: The RBC Air Travel Redemption Schedule lets members redeem Avion points for a maximum fixed airline ticket price

• Status: Many credit cards offer different status levels, which are influenced by a variety of factors

• Blackout dates: Periods when points cannot be used to book travel

• Fixed value: A set points-to-dollar value

• Dynamic value: Points fluctuate based on factors like demand

• Transferable points: Points that can be moved between programs (e.g., RBC Avion to airline partners)

Now that you’re familiar with the language, let’s look at the different types of travel points available.

Types of travel points

Travel points come in different forms depending on how they’re earned and where they can be used. Understanding the strengths and limitations of each type can
help you choose the right mix for your travel goals.

Credit card travel reward points

These are earned through spending on your travel credit cards. These points are versatile and can be redeemed for a range of travel expenses, including flights,
hotels, and vacation packages.

Airline miles

Airline miles are earned through frequent flyer programs or credit cards linked to specific airlines. Some cards even allow you to transfer your points into airline
programs, giving you added flexibility and reach when planning travel.

Hotel savings

Travel credit cards may offer perks or access to hotel loyalty programs, giving you the chance to earn discounts, room upgrades, or exclusive benefits when booking
with partner hotel brands.

Flexible travel rewards

Some programs let you redeem points across various categories or after a purchase has been made, like paying off your credit card with points after booking
travel. This gives you more freedom in how you travel.

How much are travel points worth?

The value of travel points can vary widely depending on the program and how you choose to redeem them. In general, using points for travel-related expenses like flights, hotels, or vacation packages can offer the best value.

Some programs provide tools to help you estimate the value of your points, such as reward points calculators or the Avion Rewards Air Travel redemption schedule. These can help you determine whether you’re getting a good return when redeeming your points.

Ways to use travel points

Travel points are versatile and can be used for luxury getaways or budget trips. Here are some of the many ways you can use them:

• Flights, including in-flight perks and upgrades

• Stays at hotels, resorts and more

• Transportation, like car rentals and train tickets

• Vacation packages at a variety of destinations

• Activities, like tourist attractions, dining and more

• Other great things like gift cards, merchandise, or bill payments

Keep in mind that different travel credit cards offer different rewards, so look for the one that’s best for what you need.

How to earn travel points

There are several reliable ways to rack up travel points:

• Travel credit card: Earn points on everyday spending, and look for credit cards that offer accelerators on certain types of purchases

• Reward programs: Earn more points through reward program bonuses and incentives

• Online marketplace: Use platforms to earn points or access exclusive cardholder offers

Not sure which travel card is right for you? Compare some of the best travel credit cards in Canada to find one that suits your spending habits and travel goals.

How to maximize travel points

Once you’re earning travel points regularly, here’s how to get the most from them:

• Welcome bonuses: Choose cards with generous introductory offers

• Make daily purchases: Use your card for groceries, gas, and major bills

• Partner brands: Shop with affiliated retailers to earn bonus points

• Travel smart: Earn extra points by spending on travel-related purchases

• Understand the program: Know blackout dates, transfer partners, and how their redemption schedules work

• Added benefits: Travel credit cards may also come with added benefits like travel insurance or complimentary airport lounge access, which can elevate
  your travel experience

• Be flexible: Travelling during off-peak times often requires fewer points

• Do the math: Calculate the value before you redeem using an online rewards calculator

With a bit of planning, these habits can dramatically boost your points and stretch your travel budget.

How to redeem travel points

You’ve earned your points—now here’s how to make the most of them:

• Via travel portals: Book flights, hotels, and packages directly through platforms like Avion Rewards

• Pay back with points: Some cards let you use your points to pay off eligible purchases by applying points to your credit card balance after the fact

• Transfer points: Move them to partner programs for potentially better redemptions

Always compare options to ensure you’re getting the best deal possible.

With a little planning, travel points can turn everyday spending into unforgettable travel experiences. Whether you’re exploring the Canadian Shield or sunbathing in the Caribbean, smart use of travel rewards can help you go further, for less. By understanding how to earn, redeem, and maximize your points, you’ll be well on your way to making the most of your travel budget.