Published March 20, 2025 • 3 Min Read
In the charming town of Port Hardy at the very tip of Vancouver Island, Bella Bucchiotti is transforming the trials of new motherhood into opportunities for financial planning. Already well-known for her spirited travel and lifestyle blogging, Bella now channels her zest for exploration into the realms of financial stability with the same gusto. With her infant son Jack in tow, she’s experiencing a seismic shift in how she perceives and handles money.
“It was crystal clear from the get-go that setting up Jack’s RESP right after his birth was essential,” Bella shares. “To see it grow to $2,000 in just eight months was incredible,” she says. “I want him to be able to do whatever his little heart wants in the future.”
Guided by advice from her financial planners, Bella dove headfirst into the world of Registered Education Savings Plans (RESPs), attracted by the government’s promise to match contributions.
Bella’s commitment to saving is methodical; she sets aside money every week. “Automating these contributions has made it easier to keep consistent. It’s about making saving a habit rather than a sporadic effort,” she says, offering a peek into the practical systems that help her stay financially disciplined. She believes wholeheartedly in the power of small starts when it comes to savings. “You don’t have to start big. Foregoing a daily coffee can add up significantly over time.”
Her personal stories serve as a springboard for broader financial literacy discussions on her social platforms. “I stress the importance of early investments like RESPs. Starting early can make a huge difference down the line,” she points out, making a direct appeal to her audience of young parents who are navigating similar life stages.
For Bella, financial wisdom is intricately woven into the fabric of her daily life. “Every dollar matters. Don’t stress over the amount—just start.”
Her financial strategy is carefully balanced with her lifestyle, ensuring she lives well while planning prudently. “It’s not about taking wild risks; it’s about making thoughtful choices. This balance is key, not just for managing finances, but for enjoying a life filled with adventure and accountability,” she says.
As Bella settles into motherhood, her financial goals have evolved to focus more on Jack’s future and the legacy she intends to build. “It’s no longer just about me. It’s about what I can establish and leave for Jack,” she reflects, her priorities shifting towards enduring financial security and creating generational wealth.
“It’s never too late to start saving, be it for an unexpected expense, a big excursion, or your child’s education,” she says. “And trust me, it accumulates faster than you’d expect!”
This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.
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