What Matters Now
What’s On Your Mind?
Latest Articles

The cash back and rewards you earn on everyday spending with loyalty programs and credit cards can really add up.

50% of Canadian business owners have experienced an attempted or successful cyber fraud in the last year.

Canadian businesses have been getting messages that appear to be from trusted sources, but are actually from fraudsters.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
Top Scams of 2025: What to Watch For
The top scams of 2025 are a mix of old and new as fraudsters draw on proven techniques and add modern twists.
-
Cybersecurity Checklist for Seniors
With the rise of cyber crime around the globe, it’s never been more important to ensure you educate yourself and your family on how to stay cyber safe. This checklist will help you learn how to protect yourself, your family and your digital assets.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

A major life change doesn’t have to be a set back – it can be powerful, positive and rejuvenating. Here’s how to navigate it all with…

Carbon credits can cost as little as $15 for the removal of one ton of carbon dioxide.

From reforestation projects to reducing the emissions from their own operations.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices

Exciting is not typically a word used to describe bonds or fixed income overall. But in 2024, that appears to be changing.

If you’re finding costs are growing but your wallet isn’t, check out these tips and tricks to hack your budget.

Peter Nguyen recalls what finances looked like in his house growing up with his parents, who came to Canada before he was born.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals

The cash back and rewards you earn on everyday spending with loyalty programs and credit cards can really add up.

A major life change doesn’t have to be a set back – it can be powerful, positive and rejuvenating. Here’s how to navigate it all with…

Financial stress can be overwhelming, but these seven coping strategies will help you get your money – and your mind – back on track.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How to Get the Most Out of Your Loyalty and Credit Card Rewards Programs
The cash back and rewards you earn on everyday spending with loyalty programs and credit cards can really add up.
-
How to Maintain a Strong Credit Score During Challenging Times
While credit can act as a financial safety net during tight times, it’s important to maintain a strong credit score in the meantime. Here’s why – and how.
-
5 Myths about Your Credit Score
Thinking of borrowing? Make sure you understand the ins and outs of your credit report and score by reviewing these credit score myths.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

Financial worry is one of the most common sources of stress among Canadians. But coping strategies and support systems can help you navigate financial…

Tariffs are dominating Canadian headlines. Here's how they might affect your wallet, and what you can do to stay financially confident through it all.

Businesses are facing unique economic hurdles in 2025 – is yours healthy enough to face them? Recognizing the common mistakes that lead to…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals

The idea of retirement can be scary for Canadians who fear running out of money or becoming bored when out of the workforce. But it doesn’t have to…

The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home

A clear guide to student loans, grants, and credit options to help you pay for post-secondary education in Canada.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
Actions to Help Protect Your Home from Extreme Weather Events [Infographics]
Infographics on ways to help safeguard your home from extreme heat, flooding, and wildfires.
-
The Million Dollar Retirement Myth: What Does It Really Take to Retire Today?
How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

If you’re looking to purchase a home in the near future, it’s important to understand how home buying works in Canada, and which tools can help…

For Canadians who own property in the U.S., refinancing can be a smart way to put your home equity to work.

Refinancing your U.S. home can offer a range of benefits — from accessing U.S. cash to potentially lowering your interest rate or monthly mortgage…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices

Looking for the home of your dreams? Many homeowners think the first step is to start researching the market.

This is pretty big: graduating high school! It's a major accomplishment. Now, for the first time, you get to decide what your next steps will be.

As a parent, you want the best for your children. And part of giving them the best is making sure they have access to higher education, exciting…
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals

Moving to a new country is full of unknowns. But help is out there for newcomers, and financial success is possible through open conversations about…

While Money is the number one thing couples fight about, love and money can co-exist! Here’s how

In this article, we dive into Tax-Free Savings Accounts, a tax-free, flexible way to save for your short- and long-term goals.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How does credit card interest rate work
Credit cards can be a helpful financial tool but beware of interest charges. Here’s how credit card interest rates work.
-
What is a credit card cash advance rate — and how does it work?
If you're short on cash, a credit card cash advance can be a great option to afford a purchase. Here's your guide to all things cash advance rates and how they work.
-
How to write a Canadian resume and cover letter: Formats, templates, and tips
For newcomers looking for a job in Canada, it’s crucial to adapt your resume to the Canadian format before applying to roles. This article offers free resume templates you can download, as well as tips to to craft your Canadian-style resume to find a job in Canada.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

If you’re looking to purchase a home in the near future, it’s important to understand how home buying works in Canada, and which tools can help…

Two Farm Management Consultants share their thoughts.

If you’re an international student looking for a part-time job, the first thing you’ll need is a Canadian-style resume. As you sit down to craft…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices

Looking for the home of your dreams? Many homeowners think the first step is to start researching the market.

This is pretty big: graduating high school! It's a major accomplishment. Now, for the first time, you get to decide what your next steps will be.

As a parent, you want the best for your children. And part of giving them the best is making sure they have access to higher education, exciting…
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals

The cash back and rewards you earn on everyday spending with loyalty programs and credit cards can really add up.

50% of Canadian business owners have experienced an attempted or successful cyber fraud in the last year.

Canadian businesses have been getting messages that appear to be from trusted sources, but are actually from fraudsters.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Top Scams of 2025: What to Watch For
The top scams of 2025 are a mix of old and new as fraudsters draw on proven techniques and add modern twists.
-
Cybersecurity Checklist for Seniors
With the rise of cyber crime around the globe, it’s never been more important to ensure you educate yourself and your family on how to stay cyber safe. This checklist will help you learn how to protect yourself, your family and your digital assets.
-
How to Get the Most Out of Your Loyalty and Credit Card Rewards Programs
The cash back and rewards you earn on everyday spending with loyalty programs and credit cards can really add up.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

Whether you’re saving for a small goal, a rainy day or a big-ticket item, you’ve probably heard about the importance of a savings account. It’s…

Here are some helpful questions and answers to get you started as you compare savings accounts.

When you’re starting out, finding a balance between financial independence and financial responsibilities can feel overwhelming. But it is possible!
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices

If you're starting to use credit – whether it's with a credit card, student loan or other form of credit – you're in a good position to start building…

Credit cards are great tools for convenient shopping, loyalty rewards, and building your credit history, but you have to use them responsibly.

Here are some tips to help you get the most out of the experience – and keep yourself in great financial shape:
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals

50% of Canadian business owners have experienced an attempted or successful cyber fraud in the last year.

Canadian businesses have been getting messages that appear to be from trusted sources, but are actually from fraudsters.

Carbon credits can cost as little as $15 for the removal of one ton of carbon dioxide.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How to Protect Your Business and Employees from Password Fraud
50% of Canadian business owners have experienced an attempted or successful cyber fraud in the last year.
-
Learn How the Canada Small Business Financing Program Can Help Grow Your Business
The CSBF program helps business owners access financing to start and grow their businesses. Here are answers to the top questions about CSBF.
-
Carbon Credits: How Your Business Can Get Started
Carbon credits can cost as little as $15 for the removal of one ton of carbon dioxide.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

From reforestation projects to reducing the emissions from their own operations.

6 ways Canadian food and beverage producers can prepare for uncertainty ahead.

Several factors are creating supply chain challenges for Canadian businesses. Need to switch suppliers? Here are questions to ask before making a…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals

This guide outlines the basics of investing in Canada to help you get comfortable before you invest

Here’s a quick rundown on mutual funds – how they work and why they’re popular.

Learn the differences between saving and investing and how to decide the best move for your money.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
What Tax Slips Do I Need and Where Can I Find Them?
Ensure that you're prepared with all the tax slips you need to fill out your tax return and meet the April 30 tax filing deadline.
-
7 Tips for Sticking to Your Holiday Budget
How to control your spending over the holidays — without missing out on festive fun — and set yourself up for a happy new year.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.92%)
- Recognizing phishing attempts (8.80%)
- Keeping devices secure from hackers (21.22%)
- Staying up to date with security practices (0%)

Ensure that you're prepared with all the tax slips you need to fill out your tax return and meet the April 30 tax filing deadline.

Two Farm Management Consultants share their thoughts.

Take a look at some factors impacting the Canadian dollar and potential ways to manage that currency risk in your portfolio.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.