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We make it easy to manage your personal finances in Canada.

Easily Manage Your Personal Finances

With 24/7 access to your personal accounts and convenient ways to send and receive money, you’ll love banking with RBC.

Ways to Access Your Personal Account(s)

Bank online, by phone, in branch and at automated teller machines (ATMs).

Easily keep track of your account with RBC Online Banking:

  • View your account details and transaction history

  • Link your RBC personal, U.S., business or investment accounts and access them all with a single sign-in

  • Transfer money between accounts

  • Pay one or multiple bills at once

  • Make payments to personal loans, mortgages, credit cards, etc.

  • Order foreign cash online

  • Access MyAdvisor to connect with an advisor via video chat, in person or by phone at no additional cost

  • And much more

Access your personal accounts by phone, 24 hours a day, 7 days a week from anywhere in Canada, the United States or overseas.

  • Review up to the last 15 transactions in your account

  • Transfer money between accounts

  • Change or update address information

  • Make payments to personal loans, mortgages, credit cards, etc.

  • Order cheques

  • Check current interest and foreign exchange rates

  • And much more

Bank anywhere, anytime with the RBC Mobile app for your RBC Royal Bank account(s):

  • Check account balances in real-time

  • Set up and receive Alerts on your banking activity

  • Pay bills on-the-go

  • Transfer money between accounts

  • Deposit a cheque using your phone

  • And much more

We have the largest combined network of branches and ATMs in Canada so you’ll always have quick and convenient access to your money when you need it. In addition to being located at bank branches, RBC ATMs are located in shopping malls, airports, gas stations, and many other places. Find a branch or ATM near you


For the health and safety of our employees and communities, RBC has temporarily closed a number of branches, reduced hours, and is limiting the number of clients permitted at any given time to practice physical distancing. Open branches also have Plexi Protection Screens installed.

We encourage clients

bank at home

if possible.

Convenient Banking and Payment Services

Send money home, keep valuable items safe and much more.

Every month, you will receive your account statement in the mail or electronically through RBC Online Banking23 . Archives of your monthly statements can be viewed, printed or filed for up to seven years through Online Banking. You can also view copies of your cheques for up to 90 days.

Did you know? Your account statements can sometimes be used as identification and proof of your address, which can be useful when you’re setting up utilities and other services.

With RBC International Money Transfer13, you can send money 24 hours a day, 7 days a week to more than 120 countries, including the U.S. It’s an easy and secure way to send money to family and friends, right from your computer or tablet23. (Requires RBC Online Banking and a personal chequing or savings account.)

Send wire payments in almost any currency to most places in the world from any RBC Royal Bank branch. We also process incoming wire payments, whether the money is coming from inside or outside of Canada.

Bank drafts also can be used to make a payment to a third party in almost any currency.

A safe deposit box (lockbox) is a great way to keep important documents and valuables safe. Located inside the bank’s vault at most RBC Royal Bank branches, safe deposit boxes come in various sizes. You can access the contents of your safe deposit box anytime during banking hours.

For regular expenses, such as utility, phone or cable bills, you can set up automatic withdrawals from your banking account. Or, you can pay them on your own through RBC Online Banking or RBC Mobile banking.

With Interac e-Transfer transactions, you can send money to anyone in Canada with an email address or Canadian mobile phone number and a bank account with a participating Canadian financial institution. It’s also easy to transfer money to your Facebook friends using your iPhone, iPad or Android device. If you have an Apple device, you can also send money using Siri for RBC Mobile when enabled in your RBC Mobile settings.

If you want to convert cash, drafts, money orders or wire transfers into another currency, our in-branch foreign exchange services can assist you at very competitive rates.

Pay for your purchases made online, by phone or by mail order directly from your bank account. With unlimited transactions10 and no annual fee, it’s a convenient payment option if you do not have a credit card, or simply prefer to pay by debit.

Easily Manage Your Business Finances Too

Learn more about our ways to bank for business

The RBC Newcomer Advantage

Get what you need for a great financial start in Canada. Discover products and services that can help you settle in faster. Plus, get up to a $15,000 credit limit on a new RBC credit card9.

How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.

Connect with an RBC Newcomer Advisor

Call to book an appointment to open a bank account over the phone or by video conference.


Call Toll-Free: 1-866-756-1107


Call Toll-Free: 1-866-756-1107


Call Collect: 1-506-864-2275


Call Collect: 1-506-864-2275