What Matters Now
What’s On Your Mind?
Latest Articles
Paying for post-secondary education can be challenging, especially when savings and part-time work aren’t enough to cover tuition and living costs….
An introduction to High Interest Savings Accounts Do you have some savings you’d like to set aside – for a future goal or just a rainy day? Want…
Latest update: The Bank of Canada holds its interest rate at 2.25%.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Top Burning Mortgage Questions Canadians Are Asking
Get clear answers to Canada's most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert advice from RBC.
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
Latest update: The Bank of Canada holds its interest rate at 2.25%.
-
What is Lifestyle Creep? Signs, Examples and How To Stop It
What is lifestyle creep, or lifestyle inflation? Learn how to spot the signs, understand how it happens and take practical steps to regain control.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
Keeping the seniors in our lives safe from cyber crime is something we do together. Here’s how to build a supportive environment that helps protect…
Dr Kohl shares 5 pieces of advice for a successful business transition.
Uncertainty is part of running a business. The right financial plan can help you stay in control, adapt quickly and build long-term resilience.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Discover ways to invest in your U.S. lifestyle and make the most of financial opportunities south of the border.
It takes capital to fuel the growth of your business, but how easy is it to secure financing? Get tips from owners about obtaining the funds you need…
Part-time jobs and activities outside of your studies can boost your employability in Canada.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Deciding between a consumer proposal and bankruptcy in Canada? Compare timelines, asset protection, costs, and credit impact — and find the path…
In Canada, a consumer proposal is a government-regulated debt solution that lets you repay a portion of what you owe over time. Learn how it works,…
A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
What is Lifestyle Creep? Signs, Examples and How To Stop It
What is lifestyle creep, or lifestyle inflation? Learn how to spot the signs, understand how it happens and take practical steps to regain control.
-
6 Ways to Rebuild Your Credit Score
If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.
-
Your Complete Emergency Fund Guide
An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
In challenging economic conditions, it’s important to improve your financial resilience to reduce the risk of insolvency. Understanding the common…
Strategies to help individuals who want to avoid personal bankruptcy.
How declaring bankruptcy affects your credit score, and ways to minimize the impact.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Latest update: The Bank of Canada holds its interest rate at 2.25%.
Looking to land your first job as a new graduate? Here’s what you need to know to help secure your first job offer.
Learn how to save money for your dream vacation. Discover the best savings strategies, tips, and RBC tools to make your travel dreams a reality.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Top Burning Mortgage Questions Canadians Are Asking
Get clear answers to Canada's most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert advice from RBC.
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
Latest update: The Bank of Canada holds its interest rate at 2.25%.
-
How Much Do You Really Need to Retire Comfortably in Canada? Debunking the Million Dollar Myth
How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
While you may be tempted to buy at the top of your price range to get that perfect home, make sure you've thought about the additional costs —…
Get clear answers to Canada's most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert…
By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
The RBC Student Budget Breakdown series compares how different students across the country are managing their money. Check out Noshin's budget.
Do you stay at home or do you move out and live on campus? There can be advantages and disadvantages to both.
Buy in a home can be difficult here a few steps to opening those doors faster.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
While you may be tempted to buy at the top of your price range to get that perfect home, make sure you've thought about the additional costs —…
By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.
Get tips and tools on how to pay down your student debt faster.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
From Kitchen Table to Boardroom Table: Side hustles for women and stay-at-home moms
With the rising cost of living, many women are starting side hustles to supplement their household income and gain greater financial independence. Here are some ideas to get you started.
-
Sandwich Generation Financial Planning in Canada: A Complete Guide
The Sandwich Generation are Canadians supporting aging parents and children. Learn how financial planning can reduce stress and protect retirement.
-
Bringing Money to Canada and Sending Money Overseas as a Newcomer
Whether you’re bringing funds to Canada with you or sending money back to your loved ones, here’s how to transfer money securely.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
Learn about Canada's post-secondary costs, how to save with RESPs, maximize government grants and plan for your child's tuition stress-free.
Learn how parents can balance RESP and RRSP contributions to help pay for their child’s post-secondary education without sacrificing their own…
The Sandwich Generation are Canadians supporting aging parents and children. Learn how financial planning can reduce stress and protect retirement.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
The RBC Student Budget Breakdown series compares how different students across the country are managing their money. Check out Noshin's budget.
Do you stay at home or do you move out and live on campus? There can be advantages and disadvantages to both.
Buy in a home can be difficult here a few steps to opening those doors faster.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Paying for post-secondary education can be challenging, especially when savings and part-time work aren’t enough to cover tuition and living costs….
An introduction to High Interest Savings Accounts Do you have some savings you’d like to set aside – for a future goal or just a rainy day? Want…
Latest update: The Bank of Canada holds its interest rate at 2.25%.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
Latest update: The Bank of Canada holds its interest rate at 2.25%.
-
6 Ways to Rebuild Your Credit Score
If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.
-
Your Complete Emergency Fund Guide
An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
Keeping the seniors in our lives safe from cyber crime is something we do together. Here’s how to build a supportive environment that helps protect…
When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here’s what today’s most common scams look like – and…
Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
As the end of fall semester comes to a close, take a break and checking in on your finances with these quick tips.
Discover the three steps to protect your business when a hack happens: Readiness, Response and Recovery.
RBC Chief Information Security Officer Adam Evans answers the top cyber security questions Canadians have amid the COVID-19 pandemic.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Dr Kohl shares 5 pieces of advice for a successful business transition.
Uncertainty is part of running a business. The right financial plan can help you stay in control, adapt quickly and build long-term resilience.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How Circular Manufacturing Could Be a Win for Your Business
We spoke to a company that has been working with circularity since the 2000s.
-
How Minimax Express Turned Its Fleet into a Competitive Advantage
This 35-year-old trucking business is making real inroads in environmental sustainability – and seeing the impact both on their books and their carbon footprint.
-
In challenging economic conditions, it’s important to improve your financial resilience to reduce the risk of insolvency. Understanding the common pitfalls – and the solutions that exist – can help your business stay healthy.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
This 35-year-old trucking business is making real inroads in environmental sustainability – and seeing the impact both on their books and their…
A Brampton-based engineering firm is using AI tools to cut rendering time from days to hours, win more work and grow without trading jobs for…
Not all business debt is created equal. Explore the distinctions between healthy and harmful credit and how to leverage debt to boost your…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Dr. Marjorie Dixon, 2018 RBC Canadian Women Entrepreneur Award winner, discusses her drive to be the best, create change, and shake up women's…
Small business owners: here are five easy ways to stay organized and simplify your finances so you can focus on your business.
Understand the risks and take steps to control fraud — before it happens.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Learn the differences between saving and investing and how to decide the best move for your money.
Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.
This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
TFSA Accounts: What They Are and How They Work
This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of contributing to the account, investing options and beneficiary implications.
-
Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. Try this three-minute quiz to get the lowdown on your money mindset.
-
7 Tips for Sticking to Your Holiday Budget
How to control your spending over the holidays — without missing out on festive fun — and set yourself up for a happy new year.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.61%)
- Recognizing phishing attempts (8.61%)
- Keeping devices secure from hackers (19.65%)
- Staying up to date with security practices (0%)
This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2026 and beyond.
Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.
Canadians now have three major registered investments accounts to choose from. Here’s how to determine which ones best meet your needs.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.












