What Matters Now
What’s On Your Mind?
Latest Articles
Unearthing Value: How nature can play a critical role in pro-growth agendas
The Canadian government has introduced a new registered account aimed at first-time homebuyers. Here's what to know about it.
How can you spot the clues that a website is a fake? Learn the common traits of a copycat website and simple steps to take before you click.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home
-
5 “Too-Good-To-Be-True” Scams Affecting Consumers Today
The expression “if it’s too good to be true, it probably is,” is especially applicable in today’s digital marketplace. Discover five “deals” that aren’t what they seem, and how to protect yourself.
-
Take the Commuted Value of Your Pension, or Leave It in Place?
You are leaving your job. Do you keep your pension plan in place, or commute your pension to cash? Here are some pros and cons to consider.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home
Manufactured homes offer a range of benefits for Canadians. Discover what makes them so appealing – and how they could help more buyers access…
Your essential guide to separating assets, updating accounts and financial planning after divorce.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Learn the benefits of early mortgage renewal, especially in an uncertain economy.
With diversification becoming a priority business strategy, leaders may plan to explore new markets further from home.
Learn how to get the most out of your line of credit.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Considering a consumer proposal or bankruptcy to deal with debt? Here are the main benefits — and challenges — to know for each one.
Consumer proposals are an alternative to declaring bankruptcy that may be worth considering. Here is how they work.
Debt can be an effective tool for managing and growing your business, but only when managed wisely. Discover the 6Rs of managing business debt.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
5 Myths about Your Credit Score
Canadians have a lot of misconceptions about how credit scores work, from how they’re calculated to what makes them go up or down. We debunk 5 common credit score myths so you can improve your financial health.
-
5 Tips to Help Keep Your Credit Score in Good Standing
Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.
-
How to Maintain a Strong Credit Score During Challenging Times
While credit can act as a financial safety net during tight times, it’s important to maintain a strong credit score in the meantime. Here’s why – and how.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.
A consumer proposal is a less-known alternative to filing for personal bankruptcy. Here are answers to the top questions about consumer proposals.
Non-sufficient funds (NSF) fees can happen to anyone. Heres how to stay on top of your money, avoid fees and protect your credit score.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Personal take: Kid-related costs I didn't see coming (Hint: neither diapers nor hockey lessons are among them)
Get set up to create your own budget that covers your expenses and savings while leaving room for fun.
Five top tips to help manage your money as an international student.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home
Manufactured homes offer a range of benefits for Canadians. Discover what makes them so appealing – and how they could help more buyers access…
If you're shopping for gifts online this season, here are some guidelines for cyber-safe holiday browsing and buying.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home
-
Take the Commuted Value of Your Pension, or Leave It in Place?
You are leaving your job. Do you keep your pension plan in place, or commute your pension to cash? Here are some pros and cons to consider.
-
Can I Unlock My Locked-In Retirement Funds? Understanding Your Options
If you have funds in a locked-in retirement account, you may be wondering if and how you can unlock the account to access your funds.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
If you’re studying in the U.S., building a student credit history might not be the first thing on your mind. But it can make everyday life easier…
Buying Your First Home with FHSA and Lower Rates – My Money Matters
Ready for a winter escape? Here are 5 travel insurance considerations to review before you head south of the border.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Learn how to use less energy and potentially reduce your home energy bills.
A new school year means new opportunities for parents and students, which includes building a budget that aligns with educational goals. From tools to…
Looking to head south for a shopping adventure? Here’s a guide to easy U.S. shopping.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Your essential guide to separating assets, updating accounts and financial planning after divorce.
New to Canada? Here is a simple guide to understanding credit score, why it matters and how to build your credit history from scratch, easily and…
Nearly half of young Canadians live with parents, learn how families can thrive together.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
What is a credit card cash advance rate — and how does it work?
If you're short on cash, a credit card cash advance can be a great option to afford a purchase. Here's your guide to all things cash advance rates and how they work.
-
How does credit card interest rate work
Credit cards can be a helpful financial tool but beware of interest charges. Here’s how credit card interest rates work.
-
Marriage and Money: Joint Bank Accounts?
You've merged your lives. Should you also merge your bank accounts?
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
Six smart money tips to budget, save and ensure a stress-free parental leave.
Parents can empower their kids to explore the digital world safely by using the right tools and setting healthy boundaries. Here’s how.
New to Canada? Learn how loyalty rewards credit cards work, why they matter, how they can help you earn rewards and build credit as you build your new…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Learn how to use less energy and potentially reduce your home energy bills.
A new school year means new opportunities for parents and students, which includes building a budget that aligns with educational goals. From tools to…
Looking to head south for a shopping adventure? Here’s a guide to easy U.S. shopping.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
How can you spot the clues that a website is a fake? Learn the common traits of a copycat website and simple steps to take before you click.
The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home
Discover why online scams surge during the holidays and learn what you can do to fend them off.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home
-
5 “Too-Good-To-Be-True” Scams Affecting Consumers Today
The expression “if it’s too good to be true, it probably is,” is especially applicable in today’s digital marketplace. Discover five “deals” that aren’t what they seem, and how to protect yourself.
-
How AI is changing the nature of cybercrime
The scams that are popular today have been around for years. Artificial intelligence (AI) is making them more effective than ever.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
Learn everything you need to know before you increase your credit limit, including the pros and cons, and how to do it.
Follow RBC’s Cyber Security Checklist for Seniors to learn how to protect yourself, your family, and your digital assets from cyber crime.
Learn how CDIC (Canadian Deposit Insurance Corporation) works, what accounts it protects, how much it covers and how to maximize your coverage.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Looking to save money on credit card fees? Consider a no annual fee credit card. Here’s everything you need to know.
The scams that are popular today have been around for years. Artificial intelligence (AI) is making them more effective than ever.
This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2025 and beyond.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Unearthing Value: How nature can play a critical role in pro-growth agendas
Debt can be an effective tool for managing and growing your business, but only when managed wisely. Discover the 6Rs of managing business debt.
No matter how long you’ve been in business, closing out 2025 efficiently helps you tie up loose ends, save time and hit the ground running in 2026….
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Learn How the Canada Small Business Financing Program Can Help Grow Your Business
The CSBF program helps business owners access financing to start and grow their businesses. Here are answers to the top questions about CSBF.
-
The 2025 Canadian Budget: An Essential Guide to Grants and Funding for Businesses
The 2025 Federal Budget outlines new and expanding funding programs designed to help Canadian businesses spur growth and productivity, innovate and stay competitive in a shifting global economy.
-
What is a Holdco? Unlock the Benefits of a Holding Company for Your Business
A holding company, also known as a “Holdco,” is a company that doesn’t produce goods or services. Rather, it’s a place to hold assets such as excess cash or shares of another company. A Holdco can offer many benefits for businesses – find out if it’s right for yours.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
The 2025 Federal Budget outlines new and expanding funding programs designed to help Canadian businesses spur growth and productivity, innovate and…
Actions for business owners to help prepare and protect your business from cyber threats.
The Government of Canada has recently unveiled funding strategies to help Canadian businesses affected by tariffs. Learn about the program details,…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Learn more about how businesses can adapt and respond climate-related risks.
How to establish an advisory board of experts outside your usual circle.
Practical strategies to help guide your farm into the next year, next decade, and next generation.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
The Canadian government has introduced a new registered account aimed at first-time homebuyers. Here's what to know about it.
Building family wealth and leaving a legacy you’ll be proud of requires deliberate action across life’s different stages.
Here are 10 tips to help you save money, so you can make your financial goals a reality
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How One Retiree Planned His Stress-Free Second Act
Wayne Oudijn's life got busier when he stopped working. A solid plan lets him focus on gardening, biking and everything but managing money.
-
FHSA: 9 Questions Answered About the New First Home Savings Account
The Canadian government has introduced a new registered account aimed at first-time homebuyers. Here's what to know about it.
-
What It Really Means to Pay Yourself First
Learn how to automate your savings to free up time for the things you love.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (44.41%)
- Recognizing phishing attempts (9.31%)
- Keeping devices secure from hackers (20.08%)
- Staying up to date with security practices (0%)
A varied asset mix can help boost your portfolio during economic uncertainty
This guide outlines the basics of investing in Canada to help you get comfortable before you invest
Here’s a quick rundown on mutual funds – how they work and why they’re popular.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
We've got a simple answer to this age-old question about retirement.
Having early money talks with our kids can prepare them for tougher financial realities.
Inflation (and high prices) are proving stickier than expected. Here's why.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.












