What Matters Now
What’s On Your Mind?
Latest Articles
Stepping away from your business, even for a short period of time, can help you rest and recharge, enabling you to avoid or recover from burnout,…
Business owners are experiencing high levels of stress and exhaustion, which can impact both wellness and performance. Take a closer look at the…
Founded in 1922, Carman Granite is the oldest family-run business in its community. More than a century on, it’s still moving with the times. It’s…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Top Burning Mortgage Questions Canadians Are Asking
Get clear answers to Canada's most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert advice from RBC.
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
Latest update: The Bank of Canada holds its interest rate at 2.25%.
-
6 Ways to Rebuild Your Credit Score
If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
Paying for post-secondary education can be challenging, especially when savings and part-time work aren’t enough to cover tuition and living costs….
An introduction to High Interest Savings Accounts Do you have some savings you’d like to set aside – for a future goal or just a rainy day? Want…
Latest update: The Bank of Canada holds its interest rate at 2.25%.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
As Canadians look for alternative housing options – and existing homeowners seek ways to balance the increased costs of ownership – basement…
Moving to Canada can be overwhelming, but this comprehensive checklist of all the things to do in your first year can set you up for success. Learn…
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Deciding between a consumer proposal and bankruptcy in Canada? Compare timelines, asset protection, costs, and credit impact — and find the path…
In Canada, a consumer proposal is a government-regulated debt solution that lets you repay a portion of what you owe over time. Learn how it works,…
A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
6 Ways to Rebuild Your Credit Score
If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.
-
5 Tips to Help Keep Your Credit Score in Good Standing
Keeping a healthy credit score is about more than just watching what you spend. Follow these tips to help keep your score credit-worthy.
-
Your Complete Emergency Fund Guide
An emergency fund is money set aside to cover unexpected expenses like job loss, illness or major home repairs. Learn how much to save and how to build one.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
In challenging economic conditions, it’s important to improve your financial resilience to reduce the risk of insolvency. Understanding the common…
Strategies to help individuals who want to avoid personal bankruptcy.
How declaring bankruptcy affects your credit score, and ways to minimize the impact.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Latest update: The Bank of Canada holds its interest rate at 2.25%.
Looking to land your first job as a new graduate? Here’s what you need to know to help secure your first job offer.
Learn how to save money for your dream vacation. Discover the best savings strategies, tips, and RBC tools to make your travel dreams a reality.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Top Burning Mortgage Questions Canadians Are Asking
Get clear answers to Canada's most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert advice from RBC.
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
Latest update: The Bank of Canada holds its interest rate at 2.25%.
-
How Much Do You Really Need to Retire Comfortably in Canada? Debunking the Million Dollar Myth
How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
While you may be tempted to buy at the top of your price range to get that perfect home, make sure you've thought about the additional costs —…
Get clear answers to Canada's most-asked mortgage questions. Learn about fixed vs. variable rates, down payments, mortgage renewal, and more. Expert…
By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
$30 day passes? They really do exist. From Vancouver Island and across the mainland to Newfoundland, here are the spots worth discovering.
Finding the perfect part-time gig that allows you to make some cash without taking up all your time can feel more difficult than a Statistics final!
Not quite sure what you want to do with your life after high school? Discover 5 good financial reasons a gap year may be for you!
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
While you may be tempted to buy at the top of your price range to get that perfect home, make sure you've thought about the additional costs —…
By understanding the home-buying process you can plan ahead, prepare financially, and find the right home for you.
Get tips and tools on how to pay down your student debt faster.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Financial Foundations for Newlyweds: 6 Simple Steps
You said, "I Do" and have plans for a great life together. Your money is part of that. Learn the steps to building a great financial future.
-
How does credit card interest rate work
Credit cards can be a helpful financial tool but beware of interest charges. Here’s how credit card interest rates work.
-
The Cost of Raising a Child in Canada: What to Expect at Every Stage
Raising a child comes with real costs, but fewer surprises when you know what to expect. See how the numbers break down by age and how smart planning can make family finances more manageable.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
Learn about Canada's post-secondary costs, how to save with RESPs, maximize government grants and plan for your child's tuition stress-free.
Learn how parents can balance RESP and RRSP contributions to help pay for their child’s post-secondary education without sacrificing their own…
The Sandwich Generation are Canadians supporting aging parents and children. Learn how financial planning can reduce stress and protect retirement.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
$30 day passes? They really do exist. From Vancouver Island and across the mainland to Newfoundland, here are the spots worth discovering.
Finding the perfect part-time gig that allows you to make some cash without taking up all your time can feel more difficult than a Statistics final!
Not quite sure what you want to do with your life after high school? Discover 5 good financial reasons a gap year may be for you!
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Paying for post-secondary education can be challenging, especially when savings and part-time work aren’t enough to cover tuition and living costs….
An introduction to High Interest Savings Accounts Do you have some savings you’d like to set aside – for a future goal or just a rainy day? Want…
Latest update: The Bank of Canada holds its interest rate at 2.25%.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
Latest update: The Bank of Canada holds its interest rate at 2.25%.
-
6 Ways to Rebuild Your Credit Score
If your credit score is suffering due to missed payments, or mounting bills and debt, there are steps you can take to get back on track.
-
How AI is changing the nature of cybercrime
The scams that are popular today have been around for years. Artificial intelligence (AI) is making them more effective than ever.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
Keeping the seniors in our lives safe from cyber crime is something we do together. Here’s how to build a supportive environment that helps protect…
When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here’s what today’s most common scams look like – and…
Discover the helpful digital banking security tools that can help protect your bank account and assets from fraud.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Is your relationship with money healthy or disempowering? Discover why a positive money mindset matters.
One in five Canadian businesses face cyber attacks, putting the onus on owners to plan ahead to protect themselves
Here are a few financial security tips you should follow to protect your PIN
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Stepping away from your business, even for a short period of time, can help you rest and recharge, enabling you to avoid or recover from burnout,…
Business owners are experiencing high levels of stress and exhaustion, which can impact both wellness and performance. Take a closer look at the…
Founded in 1922, Carman Granite is the oldest family-run business in its community. More than a century on, it’s still moving with the times. It’s…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Learn How the Canada Small Business Financing Program Can Help Grow Your Business
The CSBF program helps business owners access financing to start and grow their businesses. Here are answers to the top questions about CSBF.
-
Freelancing in Canada: What Newcomers Need to Know
Learn the benefits, challenges, legal requirements, and essential tips to start freelancing as a newcomer in Canada.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
Dr Kohl shares 5 pieces of advice for a successful business transition.
Uncertainty is part of running a business. The right financial plan can help you stay in control, adapt quickly and build long-term resilience.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Learn the differences between saving and investing and how to decide the best move for your money.
Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.
This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Do Bonds Have a Role to Play in Your Portfolio in 2024?
Exciting is not typically a word used to describe bonds or fixed income overall. But in 2024, that appears to be changing.
-
In the intricate dance of managing finances as a couple, optimizing your retirement savings becomes one of the key dance steps. One sometimes helpful move is a Spousal Registered Retirement Savings Plan (Spousal RRSP), which can offer some financial and tax benefits for couples.
-
TFSA vs RRSP vs FHSA: Your Top Questions Answered
Canadians now have three major registered investments accounts to choose from. Here’s how to determine which ones best meet your needs.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (46.33%)
- Recognizing phishing attempts (8.56%)
- Keeping devices secure from hackers (19.71%)
- Staying up to date with security practices (0%)
This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2026 and beyond.
Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.
Canadians now have three major registered investments accounts to choose from. Here’s how to determine which ones best meet your needs.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.
